4968 Kingston Ave, Highlands Ranch, CO 80130

$10,000 Seller Concession!!! SIGNIFICANTLY REDUCED interest rate on YOUR 30 year mortgage. Preferred lender must be used. contact details to be provided upon request. Welcome to your dream home, where modern elegance meets practical living! This stunning property has been thoughtfully updated to provide you with the perfect blend of comfort and style. As you step inside, you'll immediately notice the fresh, contemporary ambiance created by new paint throughout the home and the vaulted ceilings certainly make a statement and add to the spacious feel. The brand-new roof ensures peace of mind for years to come, while the beautiful new countertops add a touch of sophistication to the kitchen. The heart of this home is the kitchen, a true chef's delight equipped with gleaming stainless steel appliances that make cooking a joy. The convenient island assures plenty of room for meal prep. Whether you're preparing a gourmet meal or a quick snack, this kitchen is designed to inspire. The family room is spacious and inviting and the gas fireplace is waiting for those cool nights made for snuggling up on the couch with a good book. On the main floor, you'll find a versatile room that can serve as a home office or an extra bedroom, catering to your specific needs. Upstairs, four generously sized bedrooms offer comfort and privacy for all. The primary bedroom is a true retreat with its own full suite, while an additional full bath serves the other bedrooms. A convenient 3/4 bath on the main floor adds to the home's functionality. A two-car garage provides ample space for your vehicles and storage needs. The generous backyard is fully fenced, offering a safe and private space for outdoor activities, gardening, or simply relaxing in the fresh air. This home is also environmentally friendly, featuring solar panels on a transferable lease. Enjoy the benefits of reduced energy costs and a smaller carbon footprint. This home is close to everything very convenient location!

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 12:27 pm

Listing agent: Shellee Scherr (720) 495-4846

Listing provided courtesy of: Century 21 Signature Realty, Inc (720) 495-4846

Details provided by RECO and may not match the public record.
MLS ID: #8150276

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