4966 Clubview Ct E, Bradenton, FL 34203
3 beds · 2 baths · 1,631 sqft
Greet the morning with breathtaking vistas and find solace in this beautifully updated home at Peridia Golf & Country Club. Imagine waking up to a canvas of nature's splendor right outside your window, effortlessly blending comfort and elegance. It's not just a home; it's an extraordinary lifestyle. At the forefront of its many attributes is an assumable VA loan, offering a significant financial advantage for the savvy buyer. Imagine not having to jump through the hoops of fluctuating interest rates! This charming residence provides ultimate convenience. Lose yourself in the beauty of nature, indulge in shopping sprees, or savor culinary delights—all just moments from your doorstep. With its central location near Tampa and Sarasota/Bradenton International airports, along with the upscale UTC mall, both travel and shopping become seamless adventures. Step inside to a spacious great room adorned with vaulted ceilings, complemented by a wet bar featuring a wine fridge—perfect for entertaining guests. The chef’s kitchen boasts granite countertops and state-of-the-art appliances. Unwind in the screen-enclosed lanai, complete with a rejuvenating hot tub. Thoughtfully updated, the home features hurricane impact windows and ceiling fans throughout. The primary suite is a true retreat, offering ceramic tile floors, dual sinks, a soaking tub, a separate shower, and a skylight. Additionally the screened lanai provides serene outdoor space for relaxation. In this vibrant community, enjoy activities like golf, tennis, pickleball, and a community pool, perfect for all ages. The clubhouse offers dining and entertainment for creating cherished memories. Renowned as Manatee County’s Premier Executive Golf Course, the course, redesigned by Jed Azinger and Gordon Lewis, presents a challenge for all skill levels and can be completed in just three hours. Whether walking or riding, it’s a delight for everyone. Discover Manatee County’s best-kept secret. Proud members of the USGA, The Audubon Sanctuary Program, and the Manatee Chamber of Commerce. Veterans will find essential VA services nearby, and Bradenton’s local restaurants provide unique flair and flavors to explore. This home presents a fantastic market opportunity, featuring a split-bedroom layout, a well-designed den, and the prestige of a premier golf course location. It stands out among comparable listings. Ready to join a community that feels like family? Schedule your private viewing today to experience the charm and features of this exceptional home. Life at Peridia Golf & Country Club is about embracing lifestyle.
Source: STELLAR #a4626130
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4626130
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4626130
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.