4962 San Martino Dr, Wesley Chapel, FL 33543
3 beds · 3 baths · 1,827 sqft
***Approved buyers will be eligible for a 1% closing costs credit for using the seller's preferred lender*** Introducing the stunning Sofia floorplan built in 2019 by WCI LENNAR! This exceptional townhome is situated on a premium lot, offering breathtaking conservation views and a glimpse of the next door pond. Step into this three-bedroom beauty and be captivated by its abundance of high-end upgrades. The main level showcases a gorgeous white kitchen, complete with stainless steel appliances, quartz countertops, and a sparkling white finish. You'll be delighted by the custom built-in bar area, featuring a beverage refrigerator and full bar setup. The upscale 12 x 24 tile flooring flows seamlessly throughout, creating an elegant and cohesive look. Step outside and unwind on your covered lanai, perfect for enjoying the serene surroundings. The beautiful Sortino section of Estancia has some of the most amazing water features and miles of walking trails! As you ascend to the upper level, you'll be greeted by the exquisite white oak wood-like luxury tile plank flooring, adding a touch of sophistication to the space. NO CARPET HERE! The three spacious bedrooms are flooded with natural light, creating a warm and inviting atmosphere. Additionally, a loft upstairs provides a versatile space for relaxation or entertainment. Estancia at Wiregrass Ranch is a master planned community that is known for its unbeatable location, resort style amenities, which include but are not limited to one of the most beautiful clubhouses in town, tennis/pickleball courts, basketball courts, fitness center, beach entry pool, playground, dog parks, miles and miles of walking trails! Let’s not forget being zoned for the highly sought after Wiregrass schools! Minutes away from shopping centers, gas stations, restaurants, and hospitals- this townhome offers convenience and comfort right at your fingertips. Don't miss out on the opportunity to own this beautiful townhome in a prime location. Schedule a viewing today and experience the luxurious lifestyle that awaits you in the Sofia floorplan.
Source: STELLAR #t3544004
Source: STELLAR #t3544004
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3544004
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.