495 Planters Pl, Calabash, NC 28467
2 beds · 2 baths · sqft sqft
Discover the charm of this well-maintained stick-built home situated on a beautifully landscaped corner lot in Saltaire Village! As you step onto the cozy front porch and through the storm door, you're welcomed into a spacious living room featuring vaulted ceilings, stylish LVP flooring, and a ceiling fan for added comfort. The open dining area flows seamlessly into the kitchen, equipped with stainless steel appliances, ample cabinet space, a pantry, and a combination of black and white appliances, making it the perfect setting for preparing meals. This home's thoughtful layout includes a dedicated laundry area with cabinets for extra storage, and the washer and dryer convey with the property. The inviting Florida room, accessible through a sliding glass door, boasts all-seasons carpet and a ceiling fan, making it the ideal spot to relax and enjoy the serene surroundings year-round. Step outside onto the back porch and take in the lush, mature landscaping. The home also features an office with double French doors and carpet flooring, which can easily serve as an additional bedroom. The single-car garage offers pull-down attic stairs and a new garage door opener for added convenience. The guest bedroom is complete with carpet flooring, a ceiling fan, and a closet, while the guest bathroom includes a tub/shower combo, sink, and a window for natural light. The master suite is a true retreat, with carpet flooring, a ceiling fan, a walk-in closet, and an en-suite bathroom featuring a glass-enclosed standing shower, sink, and a skylight. A unique design allows direct access from the master bathroom to the kitchen area, adding to the home's functional layout. Saltaire Village is a welcoming community conveniently located near Calabash, NC, known for its restaurants, shopping, and charming thrift stores. Residents enjoy a clubhouse, swimming pool, and a storage lot for boats, campers, and trailers. With proximity to Brunswick County beaches like Sunset Beach, Ocean Isle Beach, and Oak Island, and easy access to both Myrtle Beach, SC, and Wilmington, NC, this home offers the perfect blend of comfort, convenience, and coastal living. No short-term rentals or fences are allowed, ensuring a peaceful environment for all residents. Don't miss this opportunity to call Saltaire Village home!
Source: NORTHCAROLINAREGIONAL #100468433
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100468433
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100468433
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.