4937 Blanche Ct, Saint Cloud, FL 34772
5 beds · 3 baths · 3,166 sqft
Discover your dream home in this stunning 5-bedroom, 3-bathroom property designed for comfort, style, and functionality. Situated on a canal leading to Alligator Lake, this move-in-ready residence boasts a host of impressive features, including a spacious 3-car extended garage that accommodates a 21-foot boat and a dedicated tack room for added storage and organization. Inside, the first-floor guest bedroom and bathroom provide convenience and privacy for visitors or as a home office. The heart of the home is the chef-inspired kitchen, featuring a newer dishwasher, double ovens, an oversized island, and an open layout perfect for entertaining. Enjoy seamless indoor-outdoor living with a NEW outdoor kitchen (chairs and TV included) ideal for hosting gatherings. Step outside to a backyard oasis with a sparkling pool, pet-friendly artificial turf, and a fully fenced yard. The backyard's water view adds tranquility while the low-maintenance landscaping ensures you’ll have more time to relax. Upstairs has a flex space and additional living space, primary bed & bath, and secondary bedrooms and bath. This energy-efficient home is equipped with Tesla solar panels and two whole house batteries with surge protectors capable of supporting the entire house, including A/C, offering peace of mind during hurricane season and reduced energy costs. With no need to wait for construction, this home is ready for you to move in and start living your best life. The community features a public dock with access to Alligator Lake and the additional lakes in the chain, resort-style pool with splash pad area, playground, and pavilion.
Source: STELLAR #o6264952
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6264952
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6264952
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.