4933 SEVILLA SHORES DR, Wimauma, FL 33598
JUST REDUCED!! Welcome to Valencia del Sol! I can't wait to share with you why living here feels like a royal experience every day. Discover the Valencia del Sol Lifestyle. Award-Winning Clubhouse and Amenities Our community boasts an award-winning clubhouse, the heart of endless entertainment and action-packed activities. Whether you’re looking for resort-style relaxation or lively social events, you’ll find it all here. The clubhouse features a theater, a restaurant, a gym, activity and game rooms, and hosts regular events that bring everyone together. Perfect Home Layout Master Suite: The split plan layout ensures your master bedroom is a peaceful retreat, separated from the other rooms. Third Bedroom: Highly sought-after for its versatility—perfect for guests or a hobby room. Coffered Ceilings: The soaring coffered ceilings in the foyer create a grand first impression. Open Floor Plan: Ideal for entertaining, with a gourmet kitchen featuring quartz countertops and stainless steel appliances, flowing seamlessly into the great room and dining area. Patio Views: The enclosed patio offers a water view, perfect for morning coffee or evening relaxation. Master Bedroom: Ample closet space and an ensuite bathroom provide convenience and comfort. Garage: The three-car tandem garage offers ample storage space for all your needs. Community Perks Maintenance-Free Living No CDD fee. HOA fee of $432 per month includes lawn and tree maintenance, sprinklers, cable, and a security system. Security and Convenience Gated and manned community for added peace of mind. Golf cart access and parking throughout the community. Recreational Facilities Pool area with furnished cabanas and a cozy fireplace sitting area. Tennis and pickleball courts for friendly competition and exercise. A dog park for your furry friends. Prime Location Just a short drive from Tampa, you have easy access to attractions like Busch Gardens, historic Ybor City, and the thrill of cheering on the Buccaneers. Experience the Best of 55+ Living Don’t miss out on the opportunity to join this vibrant and luxurious community. Schedule a private showing today to see firsthand the amazing amenities and upgrades that make Valencia del Sol the ultimate in carefree living. We look forward to welcoming you to our friendly neighborhood! Welcome to your new home in Valencia del Sol—you’re going to love it here!
You may be able to put down less than the total down payment amount of $229,471 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3531493
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.