4919 Pamplona Ct, Wimauma, FL 33598
3 beds · 4 baths · 3,072 sqft
One or more photo(s) has been virtually staged. Luxury at its finest, this highly sought-after Carlyle model showcases a tranquil water view and is nestled within Valencia Del Sol, one of Tampa Bay's top-rated 55 plus resort style communities! This 3072 Sq. ft., 3 bedroom, plus spacious club room, 3.5 bathroom, 3-car garage is the most prestigious great room plan being offered in this community and is less than a 5-minute walk to the 25,000 sq. ft. clubhouse and amenities. As you enter this amazing home through the double impact glass decorative entry doors, you will notice the 16 ft. high coffered ceiling, designer chandelier, crown molding and stunning engineered hardwood flooring throughout the main living areas. The spacious great room is open to the kitchen, casual dining and the formal dining room giving this home an open and spacious feel. The great room features a double-coffered ceiling and large 8 ft. impact glass sliders, with direct access to the large covered/extended lanai. The 8 ft. sliders lead directly out to the extended covered screened lanai area, which includes multiple ceiling fans, exterior lighting and a serene water view. This is one of the few homes built in the area that features an extended screened covered lanai that is built into the roof line of the home itself, allowing for the maximum indoor/outdoor usable living space. The rear lanai has an outlet for a future spa, making it the perfect place to relax or entertain with family and friends. Back inside, the modern gourmet "eat-in" kitchen features a large center island with storage, quartz countertops w/ 18" serving bar, 42" soft-close modern flat panel white high gloss cabinets, cabinet lighting, designer mixed-metal backsplash, double pull-out trash, cabinet pantry, stainless steel appliances including gas range, breakfast bay and more. For special occasions the formal dining room is located next to the kitchen for convenience and features a luxurious crystal chandelier. The primary suite showcases a coffered ceiling with 2 large walk-in closets, crown molding, a sitting bay, exterior door and private water view. The primary bath retreat has separate vanities, quartz countertops, high gloss modern white cabinets, linen closet, walk-in shower with built-in seat/tile to the ceiling, frameless glass and a Roman tub with panel surround. The 2nd and 3rd bedrooms are away from the primary suite, and each have their own full baths, providing your guests with maximum privacy. The spacious club room is a multipurpose living space and has direct access to the 3rd-car garage. The laundry room includes a washer, dryer, utility sink with cabinet, upper and lower storage cabinets with large counter space for folding laundry. This home is loaded with extra features such as: Solar Panels (average power bill is approx. $25 monthly), Impact glass windows and doors, fenced back yard, tankless gas water heater, surge protector, pull down attic stairs, central vacuum system, insulated garage overhead doors, crown molding throughout, designer lighting and ceiling fans, custom window treatments/plantation shutters, epoxy garage floor, rain gutters, water softener system and more. Enjoy 55+ resort style living, featuring saltwater pool/spa, lap pool, café, fitness center, tennis, pickleball, bocce ball, dog park, billiards, game/card room, massages, arts and crafts, clubs, activities, and live shows all located within the Valencia Del Sol Community. Before you leave, please feel free to tour the community clubhouse.
Source: STELLAR #tb8334016
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #tb8334016
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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