4911 Xanadu St, Denver, CO 80239
5 beds · 3 baths · sqft
Welcome to 4911 Xanadu Street, an extraordinary gem in the heart of Denver, Colorado. This stunning property is a perfect blend of modern elegance and cozy charm, offering an inviting and comfortable living experience. Step inside to be greeted by an open-concept layout filled with natural light, highlighting the beautifully updated finishes throughout. The spacious living area is perfect for entertaining, featuring sleek tile floors, high ceilings, and a seamless flow into the dining and kitchen areas. The kitchen is a chef’s dream, boasting granite countertops, stainless steel appliances, and ample cabinet space for all your culinary needs. The primary suite is a serene retreat with a large walk-in closet with plenty of room. Additional bedrooms are generously sized, offering versatility for home offices or guest spaces. The backyard is a private oasis, perfect for outdoor gatherings, gardening, or simply relaxing under the Colorado sky. With a large deck and beautifully landscaped yard, it’s an ideal space for summer barbecues or quiet mornings with a cup of coffee. The home also includes a spacious garage and plenty of storage options, making it as practical as it is stylish. Don't forget the cozy hot tub that you can enjoy all year round! Located in a friendly neighborhood, 4911 Xanadu Street is just minutes away from local parks, schools, shopping, and dining, offering the perfect balance of city convenience and suburban tranquility. This home is a rare find in a highly sought-after area, ready to welcome you with open arms. Don’t miss your chance to experience the best of Denver living at this incredible address!
Source: RECO #2903101
Interest rate and monthly payment estimated based on public records.
Source: RECO #2903101
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2903101
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