491 Woodman Dr, Lehigh Acres, FL 33972
3 beds · 2 baths · 2,157 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tucked away on a quiet dead-end road with very few neighbors, this charming 3-bedroom, 2-bathroom home offers just under 1,750 square feet of thoughtfully designed living space. If you’re looking for privacy without sacrificing convenience, this home delivers. The open floor plan is bright and welcoming, with plenty of natural light flowing through every room. The kitchen features rich wood cabinetry, stainless steel appliances, ample counter space, and a large pantry, making it as functional as it is stylish. One of the standout features of this home is the cozy bay window seating area, the perfect spot for morning coffee or curling up with a good book. The bedrooms are spacious offering comfort and practicality. A whole-house water filtration system ensures fresh, clean water throughout, a detail that sets this home apart. Step outside, and you’ll find a huge, fully fenced backyard that feels like your own private retreat. Whether you’re hosting friends around the fire pit or simply enjoying the peaceful surroundings, this space offers endless possibilities with plenty of room to roam, it’s the perfect setting for outdoor living. The paver driveway and well-manicured lawn add to the home’s curb appeal, making a great first impression. The location offers a rare combination of seclusion and accessibility, giving you a sense of peace while still being close to everything you need. If you’re looking for a move-in-ready home with plenty of space, modern conveniences, and a setting that feels like a retreat, this one is worth a look.
Source: NABOR #225024807
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #225024807
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.