4906 Mcfarland Dr, Fairfax, VA 22032
3 beds · 3 baths · 1,287 sqft
Quietly-tucked, minutes from so much Fairfax goodness and dazzling upgrades galore? Yes, you can have it all at the townhome gem that is 4906 McFarland Drive. Constructed in 1979 and beautifully updated, this residence includes three bedrooms, 2.5 baths and more than 1,700 square feet of modern living space. It’s nestled at the end of a serene street in the Twinbrook community, which includes a pool, quaint park and more! The home itself is a light brick with cream siding accents and a popping red front door. The front yard is super low-maintenance with a stately tree and rock hardscaping. The fenced-in back yard includes a recently re-stained fence, new shed, stone patio and small garden areas – it’s such a lovely retreat! Heading inside and on the main level, you’ll note fresh paint, new vinyl flooring and updates aplenty! The kitchen includes stainless steel appliances (fridge is approximately 1-year-old!), new quartz countertops, a new sink and fresh cabinetry/hardware. The tin- esque backsplash, food pass-through window and plush window seating looking out to the front yard round out the vibe – so cool! Additional main level highlights include the dining room and living room – note the new carpet with a decorative pattern as well as delightful crown molding/chair railing accents. Upstairs are three bedrooms and two full baths, inclusive of the primary suite. Note the new carpet and padding throughout the upper level! The primary suite includes two big windows with new blinds, a double-doored closet and totally updated ensuite bath (new toilet with bidet, flooring, cabinetry and more!) with a tub/shower combo with sink. The final full bath (also updated!) includes a tub/shower combo. Of the additional bedrooms, one is sizeable with a double-doored closet. We have a basement here, too, with primarily luxury vinyl plank flooring! This level includes a flex room that may easily be a bedroom; half bath (new toilet with bidet!); and showstopping tiled family room with built-in shelving, wainscoting/chair railing and a wood-burning fireplace. Rounding out the level are a below-stairs storage room and unfinished laundry/utility room – the newer front-loading washer and dryer convey! With this location, the Twinbrooke Shopping Center – with grocery, dining and shopping selections – is within a half-mile walk/drive! I-495 access (Braddock Road exit) is less than 10 minutes east and George Mason University is just 5 minutes west. Multiple metro stations are within 15 minutes! The home is serviced by Fairfax County Public Schools with Laurel Ridge Elementary, Robinson Secondary and Robinson High School as its designated spots. For its incredible convenience, gleaming enhancements and stellar vibes, 4906 McFarland Drive truly checks all the boxes. Book your showing today!
Source: BRIGHT #VAFX2227750
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: BRIGHT #VAFX2227750
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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