49 Rimrock Rd, Jasper, GA 30143
5 beds · 4 baths · 3,831 sqft
Welcome to “Sunset Lodge” with some of the best mountain views around! And as an added bonus, most of the furniture you see is included in the sale (including most TV's and free standing appliances)!!! This is a very well-built craftsman home constructed in 2000 that has been totally renovated including new kitchen cabinets, quartz counters, and top of the line appliances. The upgraded bathrooms feature a spectacular master bath with a large walk-in shower and separate whirlpool tub. Mountain views abound throughout the interior of this home and rear porches. The windows have been replaced with Anderson’s “Energy Star” insulated glass with UV protection and come with a lifetime warranty. Electric motorized shades on the main and upper floor rear windows also provide energy efficient protection when engaged. The main floor features an expansive living area and open floor plan. The master bedroom is also on the main level and features wood sliding doors opening to a covered porch overlooking the mountains. The two upstairs bedrooms are also spacious and open to a large family room featuring a large screen TV. But best of all there is the “sky-lounge" deck - perfect for sun-bathing as you take in the scenery (see photos). The lower terrace level features yet another large den with a gas fireplace. Two more bedrooms are located here along with a newly finished exercise room (exercise equipment is included!). This home has been very well maintained with regular HVAC service. The well water drinking system has also been recently upgraded with a new 1500 gallon tank and new pumps that includes a “DAP” pressure monitoring system that maintains proper water pressure throughout the home. Overall, this home is a once in a lifetime opportunity. Don’t miss out and come and see for yourself! ***Buy this home and assume a 4.75% interest rate VA loan and save thousands monthly.***
Source: FMLS #7466815
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7466815
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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