49 Rimrock Rd, Jasper, GA 30143
5 beds · 4 baths · 3,831 sqft sqft
Welcome to “Sunset Lodge” with some of the best mountain views around! And as an added bonus, most of the furniture you see is included in the sale (including most TV's and free standing appliances)!!! This is a very well-built craftsman home constructed in 2000 that has been totally renovated including new kitchen cabinets, quartz counters, and top of the line appliances. The upgraded bathrooms feature a spectacular master bath with a large walk-in shower and separate whirlpool tub. Mountain views abound throughout the interior of this home and rear porches. The windows have been replaced with Anderson’s “Energy Star” insulated glass with UV protection and come with a lifetime warranty. Electric motorized shades on the main and upper floor rear windows also provide energy efficient protection when engaged. The main floor features an expansive living area and open floor plan. The master bedroom is also on the main level and features wood sliding doors opening to a covered porch overlooking the mountains. The two upstairs bedrooms are also spacious and open to a large family room featuring a large screen TV. But best of all there is the “sky-lounge" deck - perfect for sun-bathing as you take in the scenery (see photos). The lower terrace level features yet another large den with a gas fireplace. Two more bedrooms are located here along with a newly finished exercise room (exercise equipment is included!). This home has been very well maintained with regular HVAC service. The well water drinking system has also been recently upgraded with a new 1500 gallon tank and new pumps that includes a “DAP” pressure monitoring system that maintains proper water pressure throughout the home. Overall, this home is a once in a lifetime opportunity. Don’t miss out and come and see for yourself! ***Buy this home and assume a 4.75% interest rate VA loan and save thousands monthly.***
Source: FMLS #7466815
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7466815
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7466815