49 Freeport Marina Blvd, Freeport, FL 32439
4 beds · 2 baths · 2,135 sqft
Embrace the perfect blend of coastal charm, modern convenience, and an active lifestyle in this stunning Marina Village home. Located just minutes from Publix, dining options, and the pristine beaches of South Walton, this home offers an exceptional opportunity to enjoy the best of the Gulf Coast. Whether you love spending time on the water, launching a kayak or boat from LaGrange Bayou, or enjoying a meal at the Oar House restaurant, this community makes it easy to live the waterfront lifestyle. For those with an active lifestyle, the nearby Freeport Regional Sports Complex provides top-tier facilities, while the neighborhood itself offers a park, stocked fishing ponds, a community pool, and scenic spaces to relax and unwind.Designed with both comfort and durability in mind... MORE Designed with both comfort and durability in mind, this 4-bedroom, 2-bathroom home features an inviting open floor plan with spacious living areas and a thoughtfully designed split layout. High 9' ceilings and elegant EVP flooring create a seamless flow throughout the common areas and bedrooms. The beautifully appointed kitchen boasts painted shaker-style cabinetry, stainless steel Whirlpool appliances, and a convenient layout that makes cooking and entertaining a delight. Built for modern living, this home is wired for 5G internet, ensuring fast and reliable connectivity for remote work or streaming. Smart home features such as a KwikSet keyless entry, Skybell doorbell, automated lighting, an Amazon Alexa device, and a Qolsys touch panel provide effortless control over security and comfort. Constructed with the advanced Zip Sheathing system and equipped with hurricane screens for all windows and doors, this home is designed for long-term durability and protection against extreme weather. Recent upgrades add even more value, including a privacy fence, a screened-in porch perfect for relaxing outdoors, an irrigation system, and a security system with three cameras for added peace of mind. With its unbeatable location, top-notch amenities, and thoughtfully designed features, this home offers an exceptional lifestylewhether you're seeking adventure, relaxation, or a little bit of both.
Source: EMERALDCOAST #965605
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: EMERALDCOAST #965605
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.