489 W Wedge Way, Green Valley, AZ 85614
2 beds · 3 baths · sqft sqft
Stunning Home with Golf Cart Garage is located on the Course at Torres Blancas in The Links, a gated community! 2 BRs, 2.5 BA, Den, 2.5 Garage, 12-ft ceilings, and 2434 sf of living space. Mountain and Golf Views can be enjoyed from inside the home, and from the Pergola on the back patio. Flooring is tile, with engineered laminate flooring in Primary Bedroom. Great Room has a Kiva gas Fireplace which takes the chill out of AZ winter evenings. The large Gourmet Kitchen has granite Countertops, oak cabinetry with copper accents, Full pantry cabinet, newer appliances, tile backsplash, and an island workspace with extra cabinets and seating space. Adjacent Dining room has upper soffit back-lighting for dining atmosphere. The Primary Bedroom will be your sanctuary with its ensuite bath: double (split) vanities, soaking tub, door-less shower, and spacious walk-in closet. Guest Bedroom also has an en-suite bath; and there is a convenient powder room (half-bath) just off kitchen, near garage entry. The Den has multiple windows and is daily bathed in abundant natural light. Laundry/Craft Room and 2.5 Car Garage help you stay organized. It's the back Patio that will induce you to relax and enjoy your Green Valley home! The inviting Pergola, shady Palm Trees, soothing cascade waterfall, cool artificial turf, plus Mountain/Golf views, will be the perfect gathering place for you, your family and friends. Owners have beautifully maintained this home by replacing both of the HVAC systems, updating Kitchen appliances and washer/dryer. Some windows in Great Room were replaced and now have remote control window coverings/blinds. In addition, the roof has been well-maintained, and the entire exterior of home has been painted with a high-quality elastomeric paint. Call today to see this exceptional home!
Source: SOUTHAR #22426534
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22426534
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22426534
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.