4880 CRESCENT MOON PL, Parker, CO 80134
Welcome to this exquisite modern home nestled within the prestigious Pradera Golf Course community. This stunning residence offers an unparalleled blend of luxury, functionality and practicality, catering to those with a keen eye for quality and contemporary elegance. Upon entering, you are greeted by an impressive open-concept layout that seamlessly integrates the gourmet kitchen with high-end stainless steel KitchenAid appliances, a center island, and sleek countertops. Bathed in natural light from large windows, the kitchen flows effortlessly into the spacious family room, creating a perfect space for both daily living and entertaining. The main floor also features a private office, ideal for remote work or as a quiet retreat. Upstairs, discover the expansive master suite boasting breathtaking views of the golf course and surrounding hills, complete with a lavish ensuite bathroom featuring dual vanities, a soaking tub, and a walk-in shower. Additional upstairs bedrooms are connected via a convenient Jack and Jill bathroom. With a total of 5 bedrooms and 4 full bathrooms, this home ensures ample space for everyone. The lower level impresses with soaring 11-foot ceilings, providing endless potential for customization into a media room, gym, or additional living areas to suit your lifestyle. Outside, the back patio is an entertainer's dream, featuring a fireplace, comfortable seating, and panoramic views of the golf course and clubhouse. Imagine hosting gatherings or simply relaxing in this picturesque setting. Completing the picture is a 4-car garage, providing abundant storage for vehicles, sports equipment, and more. This home exemplifies luxury living at its finest, combining premium amenities with a prime location in one of Parker's most sought-after neighborhoods on Pradera's golf course. This home is a MUST SEE!!
You may be able to put down less than the total down payment amount of $539,953 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4525065
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