488 Kistler Cir, Clermont, FL 34715
4 beds · 3 baths · 2,526 sqft sqft
Don’t miss this opportunity to own a beautifully upgraded home in the sought-after Highland Ranch community. Built by Taylor Morrison in 2016, this spacious 2,526 sq. ft. two-story gem offers 4 bedrooms, 2.5 bathrooms, a bonus room, and an open-concept split floorplan designed with style and functionality. Step into an inviting foyer that leads to the heart of the home. The kitchen features wood cabinets, stainless steel appliances, and a walk-in pantry perfect for family gatherings or hosting friends. The great room flows seamlessly from the kitchen, with plenty of windows and a sliding door that opens to a spacious lanai, ideal for BBQs and relaxing in your private backyard. The primary suite is a true retreat, large enough for a king-size bed and sitting area. It is complete with a generous walk-in closet and a spa-like bathroom boasting dual vanities, quartz countertops, a soaking tub, and a large step-in shower. Additional bedrooms are spacious and well-placed. This home's exterior was freshly painted, and the pavers were also sealed within the past two years. New security system throughout the house comes with the purchase of this home. This includes sensors on every window, including upstairs, and carbon monoxide sensors throughout. Enjoy Highland Ranch’s resort-style amenities outside your door, including a community pool with water slide, splash pad, cabanas, pet stations, Basketball Court, Volley Ball Sand Court, Playground, and 4 miles of walking trails! Conveniently located near Hwy 429, Hwy 50, and US 27, you’ll have easy access to local attractions like Disney, nearby lakes, top-rated schools, and plenty of dining and shopping options. Schedule your private showing today—this could be the perfect place to call home!
Source: STELLAR #o6253499
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6253499
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6253499
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.