4872 ASHURST ST, Kissimmee, FL 34758
Price reduced to sell! Move-in ready condition home located in the family friendly neighborhood of Doral Pointe. Fully Fenced. Tiles in the entire home except bedrooms. Upon entering you welcome an open and airy layout and interior with a soft color palate to compliment everyone’s taste. Throughout the main living areas; Formal living room, Formal Dining Room, and Family room you have recess lighting. The kitchen features granite counter tops, tile back splash, 42” cabinets, sleek appliances, walk in pantry and breakfast bar. Master en-suite is equipped with a large walk in closet, Dual vanity marble top sinks, and a walk-in shower that is fully tiled from floor to ceiling. This home offers the desirable split bedroom floor plan to provide peace and tranquility among the house hold .The 3 additional bedrooms are very spacious with carpet, ceiling fans and wired for cable. Out of the 4 bedrooms only 2 rooms share a nicely appointed bathroom. Through the sliding glass doors you have a 16x10 patio with the upgraded extended roof for coverage. Community features a community pool, play ground and dog walk park. Centrally located to shopping and major roads. Conveniently located to Sun rail allowing for an easy commute to downtown Orlando. Schedule your private showings today!
You may be able to put down less than the total down payment amount of $136,222 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5107445
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.