4855 N Sungold Ln, Castle Rock, CO 80109
4 beds · 3 baths · 2,461 sqft sqft
Now Available! Stunning 4-bedroom home in the sought-after Meadows Community! Situated on a prime corner lot, this residence boasts a 3-car garage and beautifully maintained landscaping. Step inside to soaring vaulted ceilings, creating an open and inviting atmosphere complemented by elegant wood flooring, plush carpeting, substantial baseboards, and a tasteful color scheme. The bright living room is perfect for relaxing, and the formal dining room is ready for your next special event. The kitchen is a chef’s dream, featuring stainless steel appliances, recessed lighting, abundant honey oak cabinetry, and a charming breakfast nook. The spacious family room offers sliding glass doors leading to the back patio and a striking floor-to-ceiling fireplace—ideal for cozy winter nights. Retreat to the tranquil primary bedroom with its private ensuite, dual sinks, and separate shower and tub. But there’s more! The finished basement includes a bonus room that can easily serve as a media room, home office, or additional lounge space. Out back you will find your own private oasis with peaceful spots under a vegetation-covered pergola, composite deck, paver patios, water feature, space for a home garden and a dog run. The roof is only months old. Be sure to schedule your tour today before someone else takes this beauty off the market.
Source: RECO #5829493
Interest rate and monthly payment estimated based on public records.
Source: RECO #5829493
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #5829493
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