485 WILLOW POINTE DR, Dallas, GA 30157
Welcome to your dream home — a stunning 5BR/4.5BA Craftsman-style ranch with a stepless entry, set in the serene and exclusive Willow Pointe lake community. This meticulously designed home offers an open-concept layout with soaring high cathedral ceilings, making every room feel expansive and inviting. The stone front porch with tapered columns and a welcoming foyer set the stage for open, one-level living! The main level features a jaw-dropping fireside family room with cathedral vaulted coffered ceilings and a ceiling-high corner stone fireplace. The radiant sunroom and elegant open dining room provide the perfect spaces for both relaxation and entertaining. The luxurious kitchen is a chef's delight, boasting a large L-shaped working island with built-in bench seating, stainless steel appliances including a convection microwave, wall-mounted oven, gas cooktop with a custom vent hood, and a beautiful tile backsplash. The custom wall cabinet pantry offers ample storage, while the mudroom provides convenient access to the two-car side-entry garage with custom storage and a screen door option! Retreat to the lavish executive suite with French doors leading to the expanded back deck, offering a tranquil backyard view. The spa-like bathroom is a true oasis, featuring a huge walk-in tile "party" shower, a jetted tile drop-in tub with a wall-mounted TV, and a double vanity. There's even a second mounted TV in the private toilet room! Large master closet with custom cabinets and shelving with convenient private entry to laundry room! Two additional guest bedrooms, guest bathroom, and a powder room in main entry for guests complete the main floor. A private upstairs guest bedroom suite with a full bathroom offers additional comfort for visitors. The finished terrace level is an entertainer's paradise, complete with a kitchen, theater room, rec room/gym, bedroom suite with full bath, and even a pet kennel closet. The heavily landscaped and fenced yard showcases Zoysia grass, multi-zoned irrigation, exterior illumination, an extended back deck, gas grill station connection, and an expanded terrace-level patio with a spa hot tub—perfect for enjoying the private backyard. Additional highlights include a 12x24 detached garage/shop with a viewing deck, and an Astroturf-covered playground. Home is equipped with ADA accessible comfort features, this home is perfectly located near the Cobb County line, close to Costco, shopping, and dining. Don't miss the opportunity to make this exceptional property your own! If buyer closes loan with preferred lender, Mark Baker/SWBC Mortgage, lender will provide one-year temporary rate buydown (1% below current market rate) or closing credit at no cost to buyer.)
You may be able to put down less than the total down payment amount of $90,055 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7448894