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485 Willow Pointe Dr, Dallas, GA 30157

5 beds · 5 baths · 5,865 sqft

Welcome to your dream home — a stunning 5BR/4.5BA Craftsman-style ranch with a stepless entry, set in the serene and exclusive Willow Pointe lake community. This meticulously designed home offers an open-concept layout with soaring high cathedral ceilings, making every room feel expansive and inviting. The stone front porch with tapered columns and a welcoming foyer set the stage for open, one-level living! The main level features a jaw-dropping fireside family room with cathedral vaulted coffered ceilings and a ceiling-high corner stone fireplace. The radiant sunroom and elegant open dining room provide the perfect spaces for both relaxation and entertaining. The luxurious kitchen is a chef's delight, boasting a large L-shaped working island with built-in bench seating, stainless steel appliances including a convection microwave, wall-mounted oven, gas cooktop with a custom vent hood, and a beautiful tile backsplash. The custom wall cabinet pantry offers ample storage, while the mudroom provides convenient access to the two-car side-entry garage with custom storage and a screen door option! Retreat to the lavish executive suite with French doors leading to the expanded back deck, offering a tranquil backyard view. The spa-like bathroom is a true oasis, featuring a huge walk-in tile "party" shower, a jetted tile drop-in tub with a wall-mounted TV, and a double vanity. There's even a second mounted TV in the private toilet room! Large master closet with custom cabinets and shelving with convenient private entry to laundry room! Two additional guest bedrooms, guest bathroom, and a powder room in main entry for guests complete the main floor. A private upstairs guest bedroom suite with a full bathroom offers additional comfort for visitors. The finished terrace level is an entertainer's paradise, complete with a kitchen, theater room, rec room/gym, bedroom suite with full bath, and even a pet kennel closet. The heavily landscaped and fenced yard showcases Zoysia grass, multi-zoned irrigation, exterior illumination, an extended back deck, gas grill station connection, and an expanded terrace-level patio with a spa hot tub—perfect for enjoying the private backyard. Additional highlights include a 12x24 detached garage/shop with a viewing deck, and an Astroturf-covered playground. Home is equipped with ADA accessible comfort features, this home is perfectly located near the Cobb County line, close to Costco, shopping, and dining. Don't miss the opportunity to make this exceptional property your own! If buyer closes loan with preferred lender, Mark Baker/SWBC Mortgage, lender will provide one-year temporary rate buydown (1% below current market rate) or closing credit at no cost to buyer.)

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Use two fingers to move the map
Details
Home
Size
5,865 sqft
Lot size
0.36 acres
Year built
2015
Type
Single Family Residence

Source: FMLS #7448894

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Nov 14, 2024 07:00 pm
Listing agent: Shawn Delaney
Listing provided courtesy of: Maximum One Realty Greater ATL. (770) 919-8825
Details provided by FMLS and may not match the public record.
MLS ID: #7448894
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.