485 Hanson St, Frederick, MD 21701
3 beds · 4 baths · 2,564 sqft
A Rare Gem in Renn Quarter – Your Dream Home Awaits Tucked away in the heart of Renn Quarter, just minutes from Downtown Frederick, sits a home that offers the perfect blend of modern luxury and everyday comfort. This just over one-year-old townhome isn’t just a place to live—it’s a space designed to be truly enjoyed. As you step through the front door, a spacious, light-filled foyer welcomes you home. To your right, the stairs lead to the upper level, while just ahead, the two-car garage offers easy access to everyday essentials. A convenient powder room is tucked nearby, perfectly placed for guests. The real magic happens as you move into the heart of the home—an open-concept living space where luxury meets functionality. The kitchen is a showstopper, boasting 42-inch white cabinetry accented with satin black hardware, glistening quartz countertops, and a herringbone tile backsplash that adds just the right touch of elegance. Stainless steel Whirlpool appliances—including a cooktop, wall oven, microwave, and dishwasher—ensure every meal is made with ease. And at the center of it all, a massive island beckons friends and family to gather, whether for morning coffee or lively dinner conversations. Flowing seamlessly from the kitchen, the living and dining areas are bathed in natural light, creating an inviting space for entertaining or simply relaxing after a long day. And for those who crave first-floor convenience, the primary suite on the main level is a rare and sought-after feature, offering a private retreat with a spa-like en-suite bath. Upstairs, the home continues to impress with a second primary suite, providing flexibility for multi-generational living or visiting guests. A third well-sized bedroom offers additional space, perfect for a home office, nursery, or whatever suits your lifestyle. But the charm of this home doesn’t end inside. Step outside, and you’ll find a fenced-in backyard with a spacious patio—a private oasis where you can unwind under the stars, host summer barbecues, or let pets and little ones play freely. With new construction quality and a floor plan that DR Horton no longer builds, this is truly a rare opportunity to own a nearly brand-new home without the wait. Situated in the vibrant Renn Quarter community, you’re just moments away from shopping, dining, parks, and commuter routes, making every convenience easily accessible. This home is more than just a place to live—it’s a place to love. Don’t miss your chance to call it yours. Schedule your tour today!
Source: BRIGHT #MDFR2059894
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDFR2059894
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.