4839 POINTE O WOODS DR, Wesley Chapel, FL 33543
Welcome to your new home! Beautiful Country Walk community home in Wesley Chapel has 2,530 s.f. featuring 4 BRs/3 Baths/3-car garage with a great view of a pond and conservation. Enter the home into a spacious foyer where the office (4th bedroom) with double glass doors and one bedroom and bath can be accessed. It leads into the great room consisting of living space, dining room, and a large kitchen with granite counters, tile backsplash, stainless steel appliances, breakfast bar, large closet pantry, high ceilings, and neutral paint throughout. Take a stroll out the sliders to the large, screened lanai overlooking the fenced yard and that great pond and conservation view. Relax and watch the sunset. The spacious primary bedroom has a huge walk-in closet and en suite bathroom with dual sinks and walk in shower. The third bedroom and bath are located off the living area. Cable TV and internet are provided in the HOA dues. The Country Walk community offers two pools, playgrounds, basketball courts, tennis courts, covered playground, and a fitness center. It is conveniently located near the elementary school and a short distance from the middle and high schools, Advent Health and Baycare Hospitals, Wiregrass Mall, The Grove and Krates, the Tampa Premium Outlets and all the other restaurants and shopping that has been in the surrounding area. Easy drive to Pasco-Hernando State College, St. Leo University and USF. Wesley Chapel has much to offer and continues to grow.
You may be able to put down less than the total down payment amount of $308,358 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3534639
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.