4834 POOLSIDE DR, Saint Cloud, FL 34769
Welcome to this charming and spacious townhouse located in the sought-after Battaglia community in St. Cloud. With approximately 1,980 square feet of well-distributed space, this 3-bedroom, 2.5-bathroom residence offers the perfect balance of comfort and style. Upon entering, you'll be greeted by an open-concept layout that seamlessly connects the living room, dining room, and kitchen, creating an ideal environment for entertaining and family living. The modern, functional kitchen features high-quality appliances, ample cabinetry, and a breakfast bar, perfect for quick meals or enjoying your morning coffee. The bedrooms are thoughtfully arranged on the second level, providing privacy and tranquility. The master bedroom stands out for its generous size, en-suite bathroom with dual sinks, and a spacious walk-in closet. The other two bedrooms are equally spacious and share a well-appointed bathroom. This townhouse also includes a convenient two-car garage, offering not only additional storage but also protection and easy access to your vehicles. Additionally, the home's location, almost directly across from the community amenities, allows you to effortlessly enjoy the facilities, such as the pool and green areas. Situated in a quiet and well-maintained community, this home is just 11 minutes from the Turnpike and 6 minutes from hospitals, shops, and restaurants. You'll also enjoy the proximity to famous theme parks and easy access to major transportation routes. This townhouse is a unique opportunity to live in a comfortable and modern setting. Don't miss the chance to make this beautiful space your next home!
You may be able to put down less than the total down payment amount of $154,341 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5111615