4834 Poolside Dr, Saint Cloud, FL 34769
3 beds · 3 baths · 1,980 sqft sqft
Welcome to this charming and spacious townhouse located in the sought-after Battaglia community in St. Cloud. With approximately 1,980 square feet of well-distributed space, this 3-bedroom, 2.5-bathroom residence offers the perfect balance of comfort and style. Upon entering, you'll be greeted by an open-concept layout that seamlessly connects the living room, dining room, and kitchen, creating an ideal environment for entertaining and family living. The modern, functional kitchen features high-quality appliances, ample cabinetry, and a breakfast bar, perfect for quick meals or enjoying your morning coffee. The bedrooms are thoughtfully arranged on the second level, providing privacy and tranquility. The master bedroom stands out for its generous size, en-suite bathroom with dual sinks, and a spacious walk-in closet. The other two bedrooms are equally spacious and share a well-appointed bathroom. This townhouse also includes a convenient two-car garage, offering not only additional storage but also protection and easy access to your vehicles. Additionally, the home's location, almost directly across from the community amenities, allows you to effortlessly enjoy the facilities, such as the pool and green areas. Situated in a quiet and well-maintained community, this home is just 11 minutes from the Turnpike and 6 minutes from hospitals, shops, and restaurants. You'll also enjoy the proximity to famous theme parks and easy access to major transportation routes. This townhouse is a unique opportunity to live in a comfortable and modern setting. Don't miss the chance to make this beautiful space your next home!
Source: STELLAR #s5111615
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5111615
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5111615
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.