4824 ROCKVALE DR, Kissimmee, FL 34758
Welcome to your dream home at 4824 Rockvale Dr, Kissimmee, FL 34758! Nestled in the heart of Kissimmee, this stunning 2-story home offers a feast for the senses, promising a lifestyle of luxury and comfort. As you step into the foyer of this exquisite home, prepare to be captivated by the sense of warmth and welcome that greets you. The foyer flows seamlessly into the spacious living and dining area, where natural light pours in through the windows, illuminating the elegant interiors. Conveniently located off the living area is a stylish half bathroom, offering convenience for guests and residents alike. Next, venture into the heart of the home: the kitchen. Boasting modern appliances, ample counter space, and sleek cabinetry, this culinary haven is sure to inspire your inner chef. Adjacent to the kitchen is a cozy breakfast nook, perfect for enjoying casual meals with loved ones while taking in views of the backyard. The kitchen opens to the inviting family room, where plush seating invites you to relax and unwind after a long day. For those who work from home, the office provides a quiet retreat with plenty of space for productivity and creativity. Conveniently located off the family room is a mudroom, offering storage solutions and organization for busy lifestyles. Retreat to the main floor primary bedroom and bathroom, where tranquility and luxury await. The ensuite bathroom ensures privacy and convenience. The attached 2-car garage offers convenience and functionality, providing ample space for parking and storage. Ascend the staircase to discover the loft area, perfect for family gatherings or as a versatile space to suit your needs. On the upper level, you'll find the second primary bedroom and bathroom which boasts a spa-like atmosphere, complete with a luxurious soaking tub and separate shower as well as offering stunning views of the backyard and abundant natural light. Additional bedrooms 3 and 4 also boast views of the backyard, providing a serene and peaceful retreat for rest and relaxation. Bedroom 5 offers flexibility for guests or as a home office, providing endless possibilities to suit your lifestyle. Completing the upstairs layout is the third bathroom and a conveniently located laundry room, ensuring ease and efficiency in your daily routine. Experience the ultimate in luxury living at 4824 Rockvale Dr. Ask about our Exclusive Certified Turn Key Homes List and Schedule your showing today and discover the endless possibilities awaiting you in this exceptional Kissimmee residence.
You may be able to put down less than the total down payment amount of $235,161 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6182667
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.