4814 Summit View Way, Auburndale, FL 33823
4 beds · 3 baths · 2,200 sqft
Discover the perfect blend of craftsman exterior features and sophisticated contemporary interior style in this almost new home, built in 2022 in gated Lake Juliana Estates. Seller is offering up to $10,000 concession toward buyer’s closing and prepaid costs! This home has been meticulously maintained, and the owners have added lots of upgrades and essential extras that make this a truly ready to move-in home for you. Some of these new improvements include installation of ceiling fans and lights, revamped master closet with barn style door, smart home Wyze automation for the thermostat and Ring doorbell, Alexa for automation of sprinklers and door lock. window and door sensors, reverse osmosis filter on the kitchen sink, water softener, kitchen tiled backsplash, refrigerator, washer and dryer (all are staying with the home) new vinyl plank flooring in the 3rd bedroom. The exterior additions and upgrades add to the eye-catching curb appeal of front craftsman details topped with a tile roof, new front coach lighting and more visible front house numbers, attractive front landscaping beds with new stone borders at the front entry and other side of the paver driveway, and at the rear of the home, the lanai was screened in and a 15 ft. square open paver patio was added. Stepping into the home, the light neutral wall color, natural lighting along with well-placed recessed ceiling lights give the home a bright and happy look. One of the first things you notice is the spacious open layout of the main living area comprised of the oversized living room, dining room and the spectacular kitchen. The home has a split bedroom plan with the primary suite at the right rear corner of the home for ultimate privacy. The other three bedrooms and two bathrooms are along the left side of the home. One bedroom at the back of the home has a private ensuite bath, and the other bathroom is shared between the two other bedrooms. Lake Juliana Estates which is located next to Lake Juliana and Lake Tennessee has great community amenities including a fishing dock and a boat ramp to Lake Juliana, a community building with a fitness center, a pool, basketball, tennis and pickleball courts, and a playground. This Auburndale neighborhood is ideally located with nearby convenient access to I-4 for commuting to Lakeland and Tampa to the west or Orlando and Clermont to the east. Don't miss this awesome home that is available now!
Source: STELLAR #o6262546
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6262546
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6262546
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