4814 Summit View Way, Auburndale, FL 33823
4 beds · 3 baths · 2,200 sqft
Real 3D Tour and Video in Lins: Stunning 4-Bedroom Home in lake juliana estates Welcome to this exquisite 2022-built home in the sought-after Lake Juliana Estates community of Auburndale. Nestled between Lake Juliana and Lake Tennessee, this neighborhood offers a serene waterfront lifestyle with exceptional amenities and convenient access to I-4 for easy commuting to Tampa, Orlando, and surrounding areas. Designed for both comfort and entertaining, this home boasts an open-concept layout featuring durable wood-look tile flooring throughout the main living areas and bathrooms. The gourmet kitchen is a chef’s dream, complete with white cabinetry, granite countertops, tiled backsplash, stainless steel appliances, a center island with a breakfast bar, and a spacious pantry. Situated between the dining room and living room, the kitchen ensures the cook is always part of the conversation. The bright and airy living room serves as the heart of the home, offering French doors leading to a screened lanai and an expansive open-air patio—perfect for outdoor relaxation and entertaining. This home features four generously sized bedrooms, including two with ensuite bathrooms. The primary suite is a true retreat, complete with a spa-like bath, dual-sink vanity, separate shower, private toilet room, and walk-in closet. The additional bedrooms provide ample space and storage, with a secondary suite featuring its own private bath and oversized closet. Upgrades & Smart Features: The homeowners have enhanced the home’s appeal and functionality with: ?? Ceiling fans & lighting upgrades throughout ?? Smart home automation with Wyze thermostat, Ring doorbell, Alexa-controlled sprinklers & smart lock ?? Kitchen backsplash & upgraded appliances, including refrigerator, washer, and dryer ?? Master closet upgrade with custom shelving and stylish barn-style door ?? Enhanced curb appeal with upgraded coach lights, refreshed landscaping, and high-visibility house numbers Community Amenities: Residents of Lake Juliana Estates enjoy resort-style amenities, including: ?? Clubhouse with fitness center ?? Community pool ?? Basketball, tennis & pickleball courts ?? Fishing pier & private boat ramp on Lake Juliana ?? Playground & scenic walking areas This exceptional home is more than just a place to live—it’s a lifestyle. Don’t miss this opportunity to own in one of Auburndale’s most desirable communities! Schedule your private tour today!
Source: STELLAR #P4933808
Source: STELLAR #P4933808
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.