4814 Myrtle View Dr N, Mulberry, FL 33860
3 beds · 2 baths · 1,782 sqft
WELCOME HOME!!! The location is tremendous where your backyard neighbors are preserves and conservation owned by Southwest Florida Water Management that will never be built upon. On approach you may appreciate the detail of the real stone skirting that surrounds the base of the home adding to its beauty and curb appeal. Easy access to the crawl space from the side of the home. For your parking pleasures there is additional parking for your toys or trailer on the right side of the home with a recently installed gravel parking pad with pavers. Sneak a peek to the left of the property and you'll find a gardeners oasis escape with a new floating deck that has been installed as of October 2024, and ample space for a few above ground garden boxes too. After you have taken in the features of the property step up to the oversized front deck where you can enjoy southern views anytime of the day or night. Upon entering the foyer, you will feel the openness of living areas with a great room style layout. A split 3-bedroom plan, with 2 full baths plus an office, that can be converted into a 4th bedroom. Just add a closet! The upgrades in this home are truly incredible. The kitchen has granite countertops, high-end stainless-steel appliances, a large island with ample storage, soft close cabinets and a pantry with pull out drawers. Skylight above the island makes the kitchen light and bright. The luxury Owners Bath is breathtaking with porcelain tile from ceiling to floor, a soaking tub large enough for two and a beautiful walk-in shower with stone finishes and a built-in stone bench for comfort. The bathroom also features a two light Bluetooth compatible speaker system so that you can relax to your favorite grooves. Make everyday a spa day! The guest bath has been updated and offers a tiled shower with stone finishes, small skylight for natural lighting and also features the same sound system Bluetooth light for your listening enjoyment. The A/C has been recently replaced as of June 2024 and the roof was replaced in 2016 by the previous owner, there is a water softener system, tankless hot water heater and an outdoor shower. There is a large screened back porch that overlooks a privacy fenced back yard with an 18 X 21 above ground saltwater pool. Covered Swing area (swings do not convey) and a covered patio area with full paver floor perfect for entertaining family and friends (furnishings and projection screen does not convey). BBQ area includes the grill! A large shed with electricity has been fully insulated and paneled to create the perfect man cave, she shed or just perfect for abundant storage. Property is fully fenced in chain link and vinyl fence on back property line. Don't let this move in ready SPECTACULAR home pass you by! Showings by appointment.
Source: STELLAR #R4909121
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #R4909121
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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