4814 Marcos Cir, Kissimmee, FL 34758
4 beds · 2 baths · 1,967 sqft sqft
Back in the market due to Buyer Finance! Seller will contribute $6000 towards the buyer's closing costs. This single-story, 4-bedroom, 2-bathroom home offers a harmonious blend of comfort and functionality, both inside and out. The curb appeal begins with a beautiful paver-lined driveway leading to a two-car garage. The lush green lawn is effortlessly maintained by a sprinkler system. The home’s exterior is tastefully designed with a blend of neutral colors, creating a welcoming vibe. As you step inside, you’re greeted by a formal living room, perfect for welcoming guests or enjoying quiet moments. The interior boasts durable tile and vinyl plank floors throughout, with soft, plush carpeting reserved for the bedrooms. Moving further into the home, you’ll find a spacious, well-equipped laundry room with ample storage cabinets, a hanging station, and a washer and dryer. The heart of the home is its open-concept kitchen, which seamlessly flows into the dining and living room areas. The kitchen is modern and stylish, featuring stainless steel appliances, a large walk-in pantry, making it ideal for family gatherings and entertaining. The family room is spacious, with direct access to a cozy, screened-in patio, perfect for outdoor relaxation. Located at the front right corner of the home, the main bedroom is bathed in natural light. It offers privacy and space with a luxurious main bathroom that includes dual sinks, a private enclosed toilet room, and a modern, spacious shower featuring a linear drain and digital controls. The bathroom connects to an expansive walk-in closet and a large linen closet for additional storage. The other three bedrooms are located toward the back of the home, offering a comfortable layout for family or guests. These rooms share a well-appointed second bathroom, which includes dual sinks, a separate shower, and a toilet room to ensure privacy and convenience. The screened-in patio at the back of the house provides the perfect spot to unwind, enjoy the breeze, and have a cozy outdoor meal. The size of the patio is just right for relaxation without being overwhelming. This home perfectly balances practicality with modern design, making it an ideal space for family living.
Source: STELLAR #s5112668
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5112668
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5112668
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.