4813 Sapphire Dr, Killeen, TX 76542
4 beds · 3 baths · sqft
Nestled in the sought-after White Rock Estates neighborhood, this spacious and beautifully designed home offers the perfect blend of elegance and functionality. Step into the grand master suite, privately situated away from the other bedrooms, featuring crown ceilings and a charming bay window—ideal for cozy seating and enjoying stunning sunrises and sunsets. With two living areas and two dining spaces, there’s ample room for both relaxation and entertainment. The gourmet kitchen boasts sleek granite countertops, providing the perfect space for culinary creations. The home’s thoughtful design includes a Jack and Jill bathroom connecting two secondary bedrooms, ensuring both convenience and privacy. A versatile fourth bedroomat the front of the home, with double glass doors, is perfect for use as an additional bedroom, home office, game room, or even a man cave—the possibilities are endless! For outdoor enthusiasts, the backyard’s covered porch is the ideal spot for summer gatherings or unwinding after a long day. Parking is a breeze with the two-car garage and a unique roundabout driveway, which can accommodate up to three additional cars. Located near Chaparral Road, this home offers an easy commute to Austin and is just 15 minutes from Fort Cavazos. Whether you’re heading into the city or staying local, you’ll enjoy the convenience of this prime location. This home is ready to welcome its new family. Don’t miss out on the space, style, and comfort this gem has to offer!
Source: CENTRALTEXAS #557433
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #557433
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #557433
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.