4813 Sapphire Dr, Killeen, TX 76542
4 beds · 3 baths · 2,302 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Your Dream Home in White Rock Estates – Phase 2! Nestled in the highly sought-after White Rock Estates Phase 2, this stunning 4-bedroom, 2.5-bath home is a true testament to timeless craftsmanship, built by the renowned Carothers Homes. Spanning over 2,000 sq. ft., this property offers a perfect blend of elegance, comfort, and functionality, making it ideal for growing families or those who love to entertain. Key Features: Two Living Areas & Two Dining Spaces – Perfect for hosting gatherings or creating separate entertainment spaces. Signature Carothers Design – One of the original four floor plans, featuring a grand Texas emblem at the entrance. Soaring Vaulted Ceilings & Crown Molding – Adds a touch of sophistication and open-concept luxury. Jack-and-Jill Bathroom Setup – A convenient and stylish feature for shared spaces. Spacious Master Suite w/ Bay Windows – Your private retreat with expansive natural light and a serene ambiance. From family game nights to cozy evenings in your elegant living space, this home is designed for comfort, connection, and unforgettable moments. The spacious layout ensures everyone has room to grow, relax, and create lasting memories. Location Perks: Located in the prestigious White Rock Estates neighborhood Easy access to parks, shopping, and top-rated schools A welcoming community with a suburban feel yet close to city conveniences Your next chapter starts here! Whether you’re expanding your family, love to entertain, or simply want a home that exudes character and charm, this Carothers-built beauty checks all the boxes. Schedule your private showing today and experience the warmth of this home for yourself!
Source: CENTRALTEXAS #568092
Source: CENTRALTEXAS #568092
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.