4813 Citrine Dr, Killeen, TX 76542
4 beds · 3 baths · 3,132 sqft
Welcome home to 4813 Citrine Dr, an impressive residence where style, comfort, and convenience beautifully intersect. This thoughtfully designed home boasts 4 spacious bedrooms, 2.5 bathrooms, and a versatile loft-style game room upstairs—ideal for movie nights, games, or relaxing downtime. On the main floor, you'll find inviting living spaces including two dining areas, a dedicated home office, and a warm, welcoming living room highlighted by a gorgeous wood-burning corner fireplace with a striking brick and stone surround. The heart of the home is the chef-inspired kitchen, complete with a huge granite island, custom real-wood cabinetry, double ovens, a new microwave, and a recently updated, elegant tile backsplash. Premium wood laminate floors, sophisticated tile, and beautiful wood stair risers lend a cohesive, upscale feel throughout. Upstairs, the generously sized bedrooms offer restful retreats, while the luxurious primary suite features a stunning remodeled bathroom with an exquisite walk-in shower, a relaxing jetted soaker tub, and TWO huge walk-in closets. You'll appreciate the separate downstairs laundry room featuring cabinetry and a convenient clothing rod, while the oversized garage provides ample additional space—perfect for accommodating a deep freezer or extra storage. Step outside into your private paradise, featuring an extended, screened-in back porch complete with a ceiling fan and TV—perfect for entertaining year-round. The meticulously landscaped backyard showcases a sparkling 6-foot-deep chlorine pool, accented by a calming waterfall feature and complemented by an inviting 8-person hot tub. Enjoy exceptional energy efficiency thanks to 39 paid off solar panels, solar screens on the front windows, and a brand-new roof installed after the Mothers Day storms. Additional conveniences include a sprinkler system, faux wood blinds, gutters, privacy fencing, and beautiful native trees enhancing the home's curb appeal.
Source: CENTRALTEXAS #574828
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALTEXAS #574828
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.