4808 111th Ter E, Parrish, FL 34219
3 beds · 2 baths · 1,674 sqft
PRICE REDUCED 20K !! This beautiful, one owner home, built in 2017 on a wooded view lot, really shows pride of ownership! Here is your chance to own this meticulously maintained 3 bedroom, 2 bathroom home in Harrison Ranch! This home features an open floor plan as well as a split floor plan. The primary bedroom offers an en suite bathroom which features a walk in closet, walk in shower and dual sinks. Enjoy cooking dinner in your gorgeous kitchen with granite counter tops, dark cabinets and beautiful back splash. Sit on your screened patio in the morning and watch your dogs or kids play in the fenced yard. Watch “The Big Game” on the patio with your included TV, soundbar and remote control mount, that allows the TV to sit flush with the ceiling to stay out of the elements. Add a mini fridge to the screened patio using the 20 Amp breaker that was professionally installed. Grill some lunch on the open patio, a perfect area to make an outdoor kitchen. Set your smart nest thermostat schedule and forget it or control it from your phone. This particular area of Harrison Ranch has added value as it is gated and has its own community pool. You will also enjoy access to the resort style amenities of Harrison Ranch such as a heated Jr. Olympic swimming pool, 24-hour fitness center, tennis, pickleball, and basketball courts, multiple playgrounds, a baseball field, and over 5 miles of nature trails. There are community and family events every month put together by the Activities Coordinator that ensures to bring the community together. With convenient access to I75, your a short trip to Sarasota or Tampa. You won’t want to miss this one!
Source: STELLAR #n6134737
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6134737
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6134737
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.