4802 County Road 3519, Greenville, TX 75402
3 beds · 2 baths · 2,857 sqft sqft
Come see this beautiful property located on a quiet street in an impressive neighborhood with 5.67 unrestricted acres. This Custom Brick home comes with large spacious rooms throughout. In addition to the large 3 bedrooms, it has 2 bonus rooms that can be used as a formal dining area, office, game room, exercise area, you name it! The kitchen area is open with lots of cabinet space, kitchen island, and dining area with window views of front lawn. The primary bedroom has plenty of room with 2 separate walk-in closets. Primary bathroom comes with jetted bathtub, large vanity with separate sinks. Family room comes with vaulted ceiling, fireplace, and enough space for all the family and friends to gather. It comes with a Solar Power system that partially backs up the home during power outages thru the battery backup. The roof, gutters, flooring, interior exterior paint and windows were updated in 2021. HVAC system 11-2022. VA assumable loan available for approved buyers.
Source: NTREIS #20755188
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20755188
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #20755188