480 Fairford Rd, Blythewood, SC 29016
5 beds · 3 baths · sqft
Welcome to the Bentgrass - a stunning 5-bedroom, 3-bathroom home that blends modern functionality with impeccable style, located in the beautiful Blythewood community. As you step inside, you are greeted by a spacious and inviting open floor plan, where the living room seamlessly transitions into a generously sized kitchen. The kitchen is a chef’s dream, equipped with a large island, luxurious granite countertops, stained cabinets, and an adjacent dining area, all set on stylish luxury vinyl plank flooring. The main level also features a versatile sitting room,bedroom, or office space, complete with a full bathroom, providing convenience for guests or a home office environment. Navigating upstairs, a large loft area serves as a family hub or play area, leading to the well-appointed master suite. Boasting a sophisticated tray ceiling and his & hers closets, the master suite includes French doors that open to a spa-like master bath with a double sink vanity, separate shower, garden tub, and private water closet.The master bath includes a new shower with grab bars and mounted seating. The home is built with GREEN SMART features including a comprehensive Honeywell home automation system ensuring control over home security, lighting, and thermostat all from your smartphone, plus energy-efficient additions like R-50 attic insulation, LOW E windows, and a gas tankless water heater. Extra lifestyle features include a radiant barrier sheathing, Energy Star appliances, recessed lighting, a music port/charging station in the kitchen with surround sound speakers throughout. Outdoors, enjoy the beautifully landscaped front and back yards with an irrigation system and a cozy Three Seasons room off the great room leads to the backyard. Furthermore, this home comes with a termite contract, added storm door, extra lights and flooring, built sound infrastructure, and a 10-year warranty. This home is more than just a living space - it’s a place to make lifelong memories. Don’t miss out on making the Bentgrass your new home in the beautiful Blythewood community.
Source: COLUMBIASC #593011
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #593011
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #593011
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.