478 Bentwood Dr, Spring Branch, TX 78070
4 beds · 4 baths · sqft sqft
Attention all golfers, or those who aspire to be one! Welcome home to this custom built home in River Crossing that features its very own putting green in the backyard. Feel the opulence as you arrive and stand in the large living room with tall ceilings and an open floor plan. This home has the best of the best. The open concept with abundant natural light will welcome you into the large living area. Custom built floating shelves and a rock adorned fireplace make this the perfect gathering place for family and friends. There is a private study for quiet reading time or will be perfect if you work from home. The kitchen is a true chef's dream complete with top of the line appliances, gas cooktop and beautiful granite countertops with a bar counter to accommodate barstool seating. It is a split floor plan with a large downstairs private master bedroom, huge closet and a spa-like natural stone shower & garden tub. You will find 3 generous sized additional bedrooms and a large workout room/media room with a custom rolling barn door. Relax on your private patio while enjoying scenic views of Texas hill country! House is very energy efficient with foam insulation and has a three car garage large enough to park your golf cart. Join the neighborhood golf club and you'll be golfing every weekend! Schedule a time to look at this beautiful house today.
Source: CENTRALTEXAS #556861
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #556861
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #556861
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.