4779 Myrtle View Dr W, Mulberry, FL 33860
4 beds · 2 baths · 2,052 sqft sqft
Welcome to the next chapter in your life located in Mulberry, Florida! This charming house is a delightful blend of comfort and convenience, offering four spacious bedrooms and two upgraded bathrooms spread across a generous 2,052 square feet of living space at an affordable price. Situated on a spacious corner lot, this home provides ample room for outdoor activities and landscaping creativity. The large kitchen is perfect for culinary enthusiasts, while the updated bathrooms add a touch of modern luxury. Privacy is assured with a fence enclosing the property, creating a personal oasis for you and your loved ones. Storage won't be an issue here, thanks to the mini storage barn that's perfect for keeping your belongings organized. Recently installed air conditioning system from 2022, Roof replaced in 2015, ensuring comfort and peace of mind for years to come. Step into the primary bedroom's bathroom and be greeted by elegant French doors, adding a touch of sophistication to your daily routine. Throughout the home, you'll find built-in shelving, offering both style and functionality for your storage needs. One of the most appealing aspects of this property is its low HOA fees, allowing you to enjoy community benefits such a playground, tennis courts and more without breaking the bank. It's like having your cake and eating it too – but in this case, it's a home and your savings! So, why wait? This home is ready to be the backdrop for your next adventure, filled with laughter, love, and perhaps a few DIY projects to make it truly yours.
Source: STELLAR #l4947580
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947580
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4947580
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.