4772 Willow Bend Ave, Parrish, FL 34219
2 beds · 2 baths · 1,524 sqft
Fantastic newly built 2/2 plus office/den, Tidewater model Villa in Canoe Creek, constructed in 2023 by Neal Communities with plenty of upgrades and community amenities! Tastefully designed, and bright and open to your back lanai and lake view, you will love spending your days in your open kitchen and open living room with family or friends. Soaring ceilings and cabinetry galore, gas gourmet, clean and bright kitchen. Upgraded high ceilings and doorways throughout. Large basin sink upgrade in kitchen. Two plush carpeted, large bedrooms, each with an individual bathroom and plenty of closet space. Primary bathroom including rain shower and double sinks. Plus, an extra room that could be your office/den for setting up your home office or other space. Exit to your oversized lanai to enjoy the outside breeze, Florida sun, and the water. Plus, the attached 2-car garage includes charging for your electric vehicle. Canoe Creek is a deeded community including a sparkling community pool and fitness center. Exterior maintenance included. Bring your golf cart! This home is currently available fully furnished as pictured, but can also be available without. Living room wall-mounted TV included. Seller open to a lease to own option.
Source: STELLAR #a4616845
Source: STELLAR #a4616845
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4616845