4761 San Martino Dr, Wesley Chapel, FL 33543
3 beds · 2 baths · 1,616 sqft sqft
Welcome to modern elegance in Estancia community in Wesley Chapel, Florida, where luxury meets convenience. This stunning contemporary 3-bedroom, 2-bathroom and a 2-car garage, built in 2021, still under builder warranties for peace of mind. Situated on a larger corner lot on.16 acres. This home stands out with its spacious layout, open floor plan highlighted by a grand portico entryway leading into the chefs dream of a kitchen featuring crown moldings, quartz countertops, undermount cabinet lighting, recessed lighting, large kitchen island with breakfast bar, and Stainless-steel GE® appliances, double ovens and top range with hood. The open floorplan flows into the formal dining are and living room with triple sliding doors allowing amble lighting for all occasions. Elegant wood plank ceramic tiles grace the flooring throughout. The master bedroom suite is complete with an oversized walk in shower, double-sink vanity, and a walk-in closet. The other 2 bedrooms are spacious and the guest bathroom features dual sinks and a walk in tiled shower. Step outside to the screened lanai in the backyard, perfect for enjoying morning coffee or hosting gatherings. Estancia is renowned as one of Tampa Bay's most luxurious master-planned communities, offering resort-style amenities such as a lavish clubhouse, heated pool with lap lanes and 2 story water slide, fitness center, tennis and basketball courts, playgrounds, dog parks, and scenic walking and bike trails. Residents can enjoy a vibrant community life with activities like yoga classes, food truck Fridays, and Wine Down Wednesday. Conveniently located within 10 minutes of The Shops at Wiregrass and Tampa Premium Outlets, residents have easy access to a variety of shopping, dining, and entertainment options. Additionally, proximity to two hospitals and quick access to the interstate I-75 making commuting a breeze. Served by A+ Wiregrass Schools, this home offers the perfect blend of luxury, convenience, and community. Don't miss out—schedule your private tour today and discover the lifestyle awaiting you in Estancia!
Source: STELLAR #tb8316509
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8316509
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8316509
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.