4761 Plum Rd, Monrovia, MD 21770
5 beds · 5 baths · 5,187 sqft
Welcome to this stunningly upgraded Wormald Taylor model, nestled in the sought-after community of Landsdale. Featuring a spacious two-car garage with a built-in EV charging station, this exceptional home blends modern luxury with timeless design. The owners have elevated an already impressive residence with high-end finishes and on-trend upgrades that exude both style and comfort. At the heart of the home, the expansive waterfall island has been replaced with luxurious concrete quartz, offering a velvety matte finish that’s both visually striking and tactilely smooth. The kitchen backsplash features exquisite herringbone-patterned tile that extends all the way to the ceiling above the cooktop—an elegant and sophisticated touch. Wide plank European Oak hardwood flooring now graces the main level, setting a warm and contemporary tone throughout. Complementing the custom cabinetry is classic gold hardware that adds a refined pop of character. Adjacent to the gourmet kitchen, the family room showcases custom built-ins flanking the gas fireplace, complete with bespoke oak shelving. High-end lighting upgrades add a layer of glamour, including a statement chandelier in the foyer, three pendant lights over the breakfast bar, and a modern fixture in the dining area. A sleek, glass-enclosed office/study offers a quiet, light-filled space—ideal for working from home. Step outside through expansive bi-parting sliding glass doors to the screened-in porch, seamlessly blending indoor and outdoor living. Beyond, an extensively hardscaped backyard includes a beautifully landscaped living privacy fence, and vinyl fence, creating a private oasis for relaxing or entertaining. The fully finished walk-up basement adds valuable living space and versatility. Highlights include a spacious fifth bedroom, a full bathroom with a charming pocket door, a large storage closet, and a welcoming entertainment area—perfect for movie nights or hosting guests. Upstairs, a loft area provides an ideal hangout or play space. Bedrooms one and two share a stylish Jack-and-Jill bath, while bedroom three enjoys its own private ensuite and generous closet. The owner’s suite is a true retreat, featuring dual walk-in closets, recessed lighting, and a spa-inspired bath with a glass-enclosed tile shower, stand-alone soaking tub, water closet, and dual vanities. Additional premium upgrades include: • Custom wood blinds in all bedrooms and motorized blinds throughout • Brand-new carpet in the basement • Custom bluestone patio with built-in gas lines for both grill and fire pit • Professional landscaping with a multi-zone irrigation system • Hardwired FX Luminaire landscape lighting with Luxor smart controls (Wi-Fi enabled with dimming, zoning, and RGBW color-changing options) • Vivint smart home security system and keyless entry Located in a vibrant, amenity-rich community with a thriving social calendar, including weekly food trucks, seasonal festivals, concerts, movie nights, clubhouse events, holiday celebrations, and more. A brand-new elementary school is currently under construction within the neighborhood. Plus, it’s just minutes from Montgomery County, I-270, I-70, and the charming towns of Mount Airy, New Market, and Urbana. Don’t miss your chance to own this dream home—luxury, comfort, and community all in one.
Source: BRIGHT #MDFR2061978
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDFR2061978
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.