4758 Sultana Way SW, Atlanta, GA 30331
5 beds · 3 baths · 2,700 sqft sqft
Experience Luxury Living in the Heart of South Fulton!! Welcome to Camp Creek Village, a prestigious gated community offering refined living just 15 minutes from downtown Atlanta. This exquisite 5-bedroom, 3-bathroom residence blends timeless elegance with modern convenience, perfect for those seeking both comfort and sophistication. Step into the grand foyer, where a winding staircase and shadow box trim create a warm and inviting ambiance. The expansive great room, complete with a cozy fireplace, is designed for effortless entertaining. Adjacent, the formal dining room showcases coffered ceilings and detailed trim, adding a touch of grandeur to every meal. A main-floor study provides a private retreat for work or relaxation. The gourmet kitchen is a chef's dream, featuring a central island, stainless steel appliances and quartz countertops. With an open-concept layout, the kitchen seamlessly flows into the great room and breakfast area, fostering connection and conversation. A spacious main-floor bedroom and a full bath offer convenience for guests or multi-generational living. Upstairs, the luxurious owner's suite is a sanctuary, boasting a spa-inspired bath with double quartz vanities, a garden tub, and a separate tiled shower. Secondary bedrooms are equally spacious, offering comfort and versatility for loved ones and guests. The home is finished with luxury vinyl plank flooring throughout the main level, combining beauty and durability. Step outside to your fenced backyard, perfect for outdoor gatherings or quiet moments of relaxation. Ideally located, Camp Creek Village offers unparalleled access to Camp Creek Marketplace, Hartsfield-Jackson Atlanta Airport, and major interstates, making commuting and leisure a breeze. Elevate your lifestyle in a community that offers convenience, elegance, and security. Welcome home to Camp Creek Village!
Source: GAMLS #10414289
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10414289
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10414289
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.