4750 Burlington Ave N, Saint Petersburg, FL 33713
2 beds · 1 baths · 996 sqft
Charming Move-In Ready Home with Endless Possibilities! Welcome to this beautifully maintained 2-bedroom, 1-bathroom home! Nestled in a prime location between Downtown St. Pete and the Gulf Beaches, this home offers easy access to shopping, dining, and entertainment, while also being a short drive to the interstate. Situated on a spacious fenced-in lot with vinyl fencing, this property provides both security and versatility. The circular front driveway can accommodate 4+ cars, and the back alley access with a double gate allows for additional parking. The large backyard is ideal for parking an RV, building an ADU, or even adding a pool—a dream for those looking for extra space and flexibility. One of the features of this home is the converted carport, which has been transformed into a stylish outdoor seating and entertaining area—the perfect space for hosting gatherings, relaxing with a morning coffee, or enjoying the Florida sunshine. The brick paver back porch further enhances the outdoor experience, providing a charming setting for barbecues and social events, all while being surrounded by natural Florida plants. The well and sprinkler system help keep the yard lush and green with ease. Inside, enjoy porcelain tile flooring with a wood-look finish, giving the home a modern yet warm aesthetic. The open living space is complemented by ceiling fans in the bedrooms and living room, ensuring comfort year-round. The kitchen comes fully equipped with a stove, dishwasher, refrigerator, microwave, and the washer & dryer are conveniently located in the garage. Additional upgrades include a new roof (2021) and new windows (2021), offering peace of mind for years to come. This home is move-in ready and full of potential! Whether you're looking for a cozy primary residence, an investment property, or a home with room to expand, this is an opportunity you don’t want to miss. Schedule your private tour today!
Source: STELLAR #TB8361718
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8361718
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.