4745 Eagle Trace Dr, Fort Worth, TX 76244
4 beds · 3 baths · 2,925 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your new home in the highly sought-after Keller ISD! This beautiful four bedroom, two and half bath residence offers the perfect blend of space, functionality, and comfort. From the moment you walk in, you'll appreciate the generous storage throughout and the flexible layout that includes formal living and dining areas—ideal for entertaining or hosting family gatherings or homeschooling. The heart of the home is the spacious kitchen, featuring granite countertops, stainless steel appliances, a large center island, and plenty of cabinet space—perfect for the home chef. Downstairs, primary bedroom has ample room with ensuite bathroom providing double vanities, a separate shower, and soaking tub. Upstairs, you'll find a versatile game room with large storage closet, along with three secondary bedrooms, offering room for everyone to spread out and enjoy. Step outside to your private backyard oasis, complete with a covered patio and relaxing hot tub—great for unwinding after a long day. Just one block from the community pool and playground, this home is perfectly positioned for fun and convenience. With easy access to major highways, shopping, dining, and entertainment, this home truly has it all. Don't miss your chance to make it yours!
Source: NTREIS #20902685
Source: NTREIS #20902685
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.