4744 Wandering Way, Wesley Chapel, FL 33544
3 beds · 3 baths · 2,056 sqft sqft
Price reduced! Beautiful, open, spacious, and immaculate 3 bedroom, 2 1/2 bath, 2 car garage end unit townhome. This home is light and bright with lots of windows letting in the sunshine. Open the plantation shutters throughout the house, and enjoy the views of the lovely side and backyard. The open floorplan offers stylish plank tiles throughout the first floor. The kitchen features 42" upper dark wood cabinets, stainless steel appliances, and quartz countertops. The large island with breakfast bar, sink, and dishwasher overlooks the family room. There is also a spacious dining area surrounded by windows in the kitchen. Off to the side of the family room is a sitting room/formal dining room. Walk out the sliding glass doors to the nicely sized lanai overlooking the expansive yard. Stunning hardwood flooring and wood and wrought iron banister take you to the upper level where you will find three bedrooms and a laundry room. Walk out to the balcony from the master suite overlooking the yard. The en-suite bath has two separate vanities, a stall shower, and deep soaking tub. The other two nicely sized bedrooms, hall bath, and laundry room are down the hall. This beautiful home is right across the street from the community pool which overlooks a large pond. This charming gated community also has a dog park! This townhome feels more like a single family home, but all the exterior maintenance is taken care of in the reasonably priced HOA fee. Conveniently located near shopping, restaurants, medical facilities, and I75 which can get you to Tampa and the airport quickly. Amazing home, amazing location. Make your appointment to see this home today!
Source: STELLAR #u8252357
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8252357
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8252357
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.