4740 Wesleyan Woods Dr, Macon, GA 31210
4 beds · 2 baths · 3,110 sqft
This timeless elegant farmhouse boasts 4-5 bedrooms, 2.5 baths, plenteous space with a long cascading driveway, immersed with natural greenery surrounding the entire property, and is located in one of Macon's highly sought after TOP 5 communities! A definite serene scene for nature lovers and those fancying the outdoors. Enjoy your morning tea/coffee on the over-sized covered front porch, or covered side porch as you take in the breathtaking views. With an abundance of space, the main level features an enormous family/theater room inclusive of faux beams, formal dining, formal sitting, optional 5th bedroom or office space. It also houses an EXQUISITE Grand room with faux beams, built in shelves, and a butler closet perfect for indulging in conversation or housing your very own library. With a spacious laundry room, original oak hardwoods, the galley kitchen highlights quartz counter tops, an induction cook-top, new in wall oven, and cabinets galore encompassing a simplistically CHIC nook area with built in benches, where you can overlook the children play in an OASIS of a backyard complete with their very own swing set & tree house combination. This home offers SUPERB natural sunlight. On the second floor your choice of 3 over-sized rooms and a full bath complete with double vanities, aside from the Primary Suite, which feature large his and her walk-in closets, and a galley bathroom where your imagination can bring your greatest dreams to reality. This home is sure to create extensively beautiful memories and is conveniently located moments away from the Shops at Riverside Crossing, Historic Downtown District, and Fine Dining experiences. Submit your offer today and let's help you transition into your dream home by the year end to start 2025 off anew! Plus, a $13,000 repair completion allowance with acceptable offer.
Source: GAMLS #10410403
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10410403
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10410403
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.