4740 Meadowsweet Ct, New Port Richey, FL 34653
3 beds · 2 baths · 1,677 sqft
Discover the highly sought-after Mill Run Community! Zoned for Deer Park Elementary & River Ridge Middle and High Schools! This is an adorable, like new, and move-in ready home with 3 bedrooms (split bedroom plan), 2 baths, 1,677 square feet, with two-car garage which has been partially converted into heated and cooled office space. New Roof and rain gutters 2021! Full solar panel system 2021! New windows and doors 2020. Flexible fabric hurricane screens for the windows! Smart home features include: My-Q Quiet Wi-Fi Smart Garage Door Opener, hardwired 8-camera security system for enhanced safety, fingerprint front door lock for keyless convenience, Nest thermostat for efficient temperature control, smart wi-fi oven/range, and Ring doorbell system, and in-ceiling surround sound system with pre-wiring. The home is nestled on a quiet cul-de-sac with a great community feel. Out front you will find a large front parking area and plenty of curb appeal. Inside the home you will find a well-lit and spacious wide-open floorplan! Much of the home has vaulted ceilings. The majority of the home has luxury plank vinyl and the remaining areas have tile. The kitchen is central to the main living area, has been updated, and includes a huge breakfast bar island, stainless range with double convection ovens, dishwasher, microwave, and French door refrigerator, wood cabinets, granite counters, stainless undermount sink, cup washer at the sink, can lighting and more! The home has many LED can lights which also have a rare nightlight feature. Features like oversized barn doors and plantation shutters add to the designer feel of the home! The master bedroom is large and has a large walk-in closet with built in shelving! The master bath has been luxuriously upgraded with a walk-in shower and lighted and heated vanity mirror. The guest bath has a tub/shower combo. The pool is the perfect place to relax and enjoy the sun while cooling off! The pool has a pavered pool deck, saltwater chlorinator, and a variable speed pool pump. There is a large under roof area for outdoor dining, watching your favorite shows while swimming, entertaining, lounging around the pool, and more! The back yard has xeriscape landscaping and rubber mulch play area. The garage has been partially converted to accommodate interior office space but could potentially still fit one car or remove the office if you prefer a two car garage. The garage has a full front screen door enclosure system and a side utility door. The attic above the garage has been professionally converted into a storage attic. No CDD fees and low HOA/fees! Whether you're sitting on the patio, swimming in the pool, enjoying the warmth of your residence, or enjoying a cookout with guests, this is a fantastic place to call home! This captivating home is a rare gem that promises comfort, elegance, and a touch of luxury. Great location near shopping, world famous beaches, airport, dining, medical facilities, world class golfing, world-class entertainment, Tampa International Airport, colleges/universities & more! All measurements approx. Schedule your appointment today.
Source: STELLAR #TB8340398
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8340398
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.