474 Del Sol Ave, Davenport, FL 33837
3 beds · 2 baths · 1,988 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Assumable Loan at low interest rate. Priced to Sell. Del Webb Orlando, a picturesque and rare 55+ community located in close proximity to world famous attractions, pristine shopping centers, and brand-new restaurants! Nestled in the tranquil neighborhood of Vista Grande, this gorgeous 2-bedroom, 2-bathroom den home features 1988 sq.ft. of delightful living space. An awe-inspiring exterior stone facade and an upgraded leaded-glass front door set the beauty of this Del Webb treasure apart from the rest. Inside, you'll be immediately seduced by the home's tiled floors, gorgeous laminate flooring, and luxurious granite kitchen counter tops. Prepare sumptuous meals with ease in the gourmet kitchen - an ode to culinary convenience with stainless steel appliances, an abundance of wood cabinets with crown molding, a workable center island, and a large built-in pantry. Just off the family room, relax in the generous master bedroom complete with his and hers closets and an opulent en suite with a spacious walk-in shower and double sink vanity with granite counter tops. The second bedroom, en suite bathroom and 11x11 office with laminate floors. Also, entertain your guests all year long in the comfort of your screened lanai where azure skies are framed by hidden treasures of nature. Experience the lifestyle of Del Webb, with its abundance of amenities and activities, including the Montecito Clubhouse fitness center, tavern, craft room, indoor pool, upstairs track, bocce ball, pickle ball, shuffle ball, and more! Make your appointment today, you will not be disappointed! search stops here. A rare find in the 55+ community of Del Webb Orlando, this well designed two bedroom, two bath home with den is ready for you to move right in. As you approach the home, there is a beautiful upgraded leaded glass front door with an exterior stone facade. As good as new, you will be impressed by the beautiful decor of this Willow Bend floor plan. There are tiled floors in the wet areas and laminate floors in the family room/dining combination. The gourmet kitchen is so impressive. It has an overabundance of wood cabinets with crown molding, stainless steel appliances, a workable center island, large built-in pantry and let's not forget the granite counter tops and tiled back splash. You will enjoy drinking your morning coffee or just entertaining family and friends on the oversized screened lanai. The inside laundry is well equipped with washer and dryer, along with plenty of storage space. Off the family room is the carpeted master bedroom. It has his/hers closets, an en suite with an extra-large walk-in shower with glass doors and listello tile. The double sink vanity has drawers and granite counter tops. The second bedroom is carpeted and is conveniently located near the second bath with one piece bathtub and shower. The 11x11 office has laminate floors and it too is located off the family room. There is a two-car garage with garage door opener. The HOA maintains the lawn/shrubbery. Del Webb Orlando is located minutes from Disney, major highways, shopping and new restaurants. The Montecito Clubhouse is just a few minutes away. It features, a fitness center, tavern, craft room, indoor pool, and upstairs track. Within the community you will enjoy, bocce ball, pickle ball, shuffle ball, play a little basketball, and a playground for all to enjoy. Make your appointment today. You won't be disappointed.
Source: STELLAR #TB8360051
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8360051
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.