4737 Vignette Way, Sarasota, FL 34240
3 beds · 3 baths · 1,758 sqft
Nestled in the heart of Sarasota, FL, this captivating end unit townhouse offers a blend of comfort, style, and convenience that is hard to match. Designed with modern living in mind, this property promises to be the perfect backdrop for both your everyday moments and your most cherished memories. With a generous interior spanning 1,758 square feet, this home provides ample space for families, professionals, and anyone in between. Boasting 3 well-appointed bedrooms and 2.5 luxurious bathrooms, this townhouse caters to your need for space and privacy. The master suite is a serene retreat, featuring a lavish double vanity and an expanded walk-in tile shower that turns every day into a spa day. Each bedroom is flooded with natural light, creating inviting spaces that you'll love waking up in. The heart of the home is its open layout kitchen, where functionality meets elegance. Complete with a breakfast bar, it's the perfect spot for morning coffee, quick meals, or entertaining guests. The kitchen flows seamlessly into the living and dining areas, making it easy to enjoy each other's company without missing a beat. Step outside to the paver covered patio, and you'll find a versatile space ideal for relaxing, grilling, or simply enjoying Florida's beautiful weather. This outdoor area is an extension of the home's living space, where you can unwind or host gatherings with ease. For your convenience, this townhouse comes with a 1-car garage, providing secure parking and additional storage solutions. The thoughtful details and high-value upgrades evident throughout the home are a testament to its meticulous upkeep. Located in Sarasota, this home not only offers a peaceful residential setting but also places you close to all the action. From pristine beaches, vibrant dining scenes, to diverse shopping options, everything you love about Florida living is just a stone's throw away. Whether you are indulging in the local culture or enjoying the natural beauty of the surroundings, this location leaves nothing to be desired. This property represents a rare opportunity to own a slice of Sarasota's finest. Offering the perfect combination of style, convenience, and location, it's ready to welcome you home. Don't miss your chance to experience modern living at its best.
Source: STELLAR #a4608391
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4608391
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4608391
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.