VA loan
1 of 77
VA loan
$549,900 SIGNIN

Sign in to see required down payment for the 2.5% rate

4735 Rolling Green Dr, Wesley Chapel, FL 33543

4 beds · 3 baths · 2,814 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Seller to contribute $6000 towards buyer's closing costs with an acceptable offer. STUNNING 4-BEDROOM, 3-BATHROOM SMART HOME WITH BONUS OFFICE / STUDY. NEW ROOF INSTALLED 2025. Your Dream Home Awaits in Country Walk of Wesley Chapel! Step into luxury, comfort, and modern convenience with this expansive 2,814 sq. ft. home, designed to blend elegance with everyday functionality. Featuring thoughtful upgrades, a flexible open floor plan, and abundant storage, this property is a must-see! IMPECCABLE CURB APPEAL From the moment you arrive, you’ll be captivated by the freshly manicured lawn and mature palms to enhance this home’s stunning curb appeal. Enjoy the beauty of nature in your own fenced backyard while relaxing in a tranquil setting. A Grand Entrance & Open-Concept Design Step through the tiled foyer into a bright and spacious grand room, complete with elegant crown molding and a large picture window that fills the space with natural light. The seamless open-concept layout flows effortlessly into the chef’s kitchen, making it perfect for entertaining guests or enjoying cozy family gatherings. CHEF’s KITCHEN – THE HEART OF THE HOME Designed for culinary enthusiasts, this chef’s kitchen is both stylish and functional, featuring: • Double ovens • High-end cooktop • Expansive granite island with bar seating • Ample cabinet space for all your storage needs • Frigidaire 5-door French door refrigerator • Large Walk-in pantry • Water osmosis system under the sink • Crown molding that enhances the kitchen’s luxurious feel PRIMARY SUITE – A PEACEFUL RETREAT Located on the first floor, the primary suite offers a private sanctuary with stunning backyard views. This spacious retreat boasts: • His and her walk-in closets for ample storage • A luxurious en-suite bathroom with dual vanities • A spacious walk-in shower for a spa-like experience UPSTAIRS GAME ROOM & GUEST QUARTERS The second floor is an entertainment paradise, featuring a large game room complete with a wet bar and kitchenette—ideal for hosting movie nights, game days, or creating a cozy reading nook. Additionally, this level includes a spacious bedroom and full bathroom, providing the perfect space for guests or extended family. RESORT-STYLE COMMUNITY AMENITIES Living in the Country Walk Community means having access to world-class amenities, including: • A beautifully designed clubhouse • Two resort-style pools, including a lap pool • Tennis courts • Basketball courts • A fully equipped weight room • Open soccer field • Youth playground • Doggie Park PRIME LOCATION! Welcome to an exceptional living experience in the heart of Wesley Chapel, one of Tampa Bay’s most sought-after communities. This vibrant city offers a diverse and exciting lifestyle, with close proximity to pristine beaches, thrilling theme parks, world-class music venues, professional sports stadiums, top rated hospitals, including a Level 2 Medical trauma center and a soon to be built "All Children’s" hospital and easy access to cruise ship terminals in both Tampa and Orlando. Schedule your private showing today and experience the charm and luxury of this beautiful home firsthand!

Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$2,144
$2,943
You may also save up to $244,441 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,943 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.5%
Remaining term
25 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,144
Principal & interest
$1,362
Mortgage insurance
-
Property taxes
$225
Home insurance
$499
HOA fees
$58
Utilities
Not included

Source: Public records

Home details
Size
2,814 sqft
Lot size
0.15 acres
Year built
2018
Type
Single Family Residence
HOA dues
$58.33

Source: STELLAR #TB8334839

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 04, 2025 01:38 pm
Listing agent: Bob Hodge (813) 245-1157
Listing provided courtesy of: COLDWELL BANKER REALTY (813) 286-6563
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8334839
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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$2,144
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