4730 SE 50th Pl, Ocala, FL 34480
3 beds · 3 baths · 2,812 sqft
Welcome to this beautiful 3-bedroom, 3-bathroom home, complete with a dedicated home office and high-speed internet, ideally located in the peaceful and friendly Dalton Woods neighborhood of Ocala, Florida. Situated on a spacious .57-acre corner lot, this home offers 2,812 square feet of living space and a perfect blend of comfort and modern upgrades. As you enter, you'll be immediately captivated by the open and airy layout, highlighted by vaulted ceilings and a beautiful stone gas fireplace that adds a touch of elegance to the living room. The large kitchen is a chef’s dream, featuring granite countertops, stainless steel appliances, and a convenient dining area just off the kitchen for easy entertaining. The primary bedroom is a true retreat, offering plush carpet, tray ceilings, private access to the backyard, and an en suite bathroom with dual sinks, a separate shower, and a soaking tub for ultimate relaxation. Step outside to the screened-in lanai, featuring tile flooring, where you can enjoy the outdoors in comfort. The private, fenced-in backyard also includes a storage shed and plenty of room for outdoor activities. Recent updates include a new roof, water heater, and AC unit, all installed in 2023, as well as new carpet in 2025 and new sprinkler valves in 2025. With its inviting atmosphere and impeccable features, this home is ready to offer you the best in Florida living.
Source: STELLAR #O6294193
Financials
Source: STELLAR #O6294193
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.