473 Club Knolls Rd, Dudley, NC 28333
4 beds · 4 baths · sqft
Enjoy Country Living in this Rocking Chair Front Porch, 4 Bed, 4 Bath Gorgeous Home that is nestled on a Picturesque 2.8 acre Landscape. A 4-Bedroom septic, but actually a 5-Bedroom Home as you will see. There are 23 Mature Pecan Trees sprawling on the Estate. Inviting entrance featuring BEAUTIFUL Hardwood Floors flowing throughout the Downstairs. This rare Beauty comes with 2 Downstairs Master Suites, both having their own en Suite. The Primary features 2 Walk-in Closets, Master Bath on Tile floor, a Renovated Shower, Jacuzzi Tub w/Tile backsplash, and Dual Vanity. You'll love the large, well designed Kitchen offering over 40 Cabinets, 12 Drawers, Pantry, Breakfast Bar, Breakfast Nook and appliances that convey with the Home. Eat at the Breakfast Nook or in the Formal Dining room just off of the Kitchen. Very spacious Family room featuring a brick Fireplace, Built-in cabinets and Shelves and Wood ceiling Beams. The Laundry room is the size of a Bedroom and is a MUST SEE! It features a Porcelain Tile floor, 16 Cabinets, 4 Drawers, a Sink, a Freezer that conveys as well as the Washer & Dryer. Upstairs you'll find a Large Bonus room ready for Entertainment, a Pool table or to be an Office. Three very spacious Bedrooms, with two of them that having their own en Suites. A Walk-in Attic and 2 Large Storage Closets complete the upstairs living area. Enjoy your morning coffee on the swing in the Sunroom for your own quiet relaxing Oasis. Partially fenced in backyard allowing your Kids and pets to run and play. A 3-Car garage with Cabinets, a Newer 12X20 Storage Shed and PLENTY of Land to enjoy. Showings start Friday 4 Oct.
Source: NORTHCAROLINAREGIONAL #100469011
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100469011
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100469011
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