4728 Redfern Ct, Annandale, VA 22003
6 beds · 3 baths · 2,960 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Property has been newly improved with $35k upgrades in April 2025, it is fully vacant as of May 2 and available for showing. OFFER DEADLINE: Tuesday May 6th at 7pm ET. <br> <br> Don't miss the rare opportunity to own this lovely newly upgraded 6BR 3 Full BA home on the highly desirable cul de sac corner lot of 0.36 acres, walk to Canterbury Woods ES, trails, and bus stop for Metro Bus and Pentagon Bus. Minutes to I-495, parks & rec center, shopping malls, Mosaic District , Tysons Corner Center… <br/>**Highly desirable school pyramid: Canterbury Woods ES, Frost MS, Woodson HS.<br/> ** The home is move-in ready, plenty of space for a family, for entertainment and extended family. Completely renovated with 2 full kitchens, each has SS appliances, upgraded cabinets, quartz countertops, new faucets, recessed lights, pantry. Upper level kitchen also has a new 72" eat-in breakfast bar.<br/><br/> The main housel has 4 bedrooms and 2 full bathrooms with shower tub combination. Completed updated with new Kohler vanities and Delta faucets. Updated from floor to ceiling, brand new kitchen and appliances, recessed lighting, all rooms with ceiling fans with overhead light and remote control. Modern hardware throughout. New waterproof modern looking LPV newly installed on top of hardwood flooring for top 2 levels. <br/><br/> A large family room with wood burning fireplace is a few steps down from open foyer and close to DR & LR. laundry nook with upgraded LG washer/dryer set (2021) is conveniently located next to the family room. This house has a unique second unit - a 2BR apartment or second owner suite, upgraded 2nd kitchen with maple cabinets and 3rd full bathroom with a walk-in shower, so many Anderson windows, 5th bedroom, large 6th bedroom with walk-in closet, an office with closet, and a 2nd laundry set, to complete the in-law suite. This unit second suite has a separate exterior door from Springbrook Rd, <br/><br/> Other features include: A Generec Whole-House Generator system (runs on natural gas) .Two large sheds, flat backyard<br/><br/>
Source: BRIGHT #VAFX2229434
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2229434
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.