4725 Royal Birkdale Way, Wesley Chapel, FL 33543
3 beds · 2 baths · 1,998 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this immaculately maintained MOVE-IN READY one story home! This STUNNING 3-Bedroom 2-Bathroom 3 Car Garage Home is situated on an oversized lot (.20+ Acre) in the desirable community of Country Walk in Wesley Chapel! This beautiful floor plan brings MODERN living combined with ample space and features vaulted and volume ceilings. You will appreciate the manicured landscaping and the cozy covered front porch~ The HOA fees are LOW and INCLUDE INTERNET and CABLE. This home offers a generous sized backyard great for any outdoor activities and fun! The kitchen showcases ample cabinet storage, STAINLESS STEEL Whirlpool Appliances, Granite Countertops & Center Island with Breakfast Bar. The Private Primary Suite is spacious and vibrant with TRAY CEILINGS, complete with a Garden Soaking Tub, separate shower with Glass Door Entry and Double-Sink Vanity. The master suite walk-in closet has EXPANSIVE STORAGE. Enjoy relaxing at the screened lanai overlooking the beautiful backyard space! Additional Features/Upgrades/Updates: Double Pane Windows, Window Blinds, Dual Basin Kitchen Stainless Sink with updated Faucet, Pantry Storage, Tray Ceiling, Ceiling Fans, Recessed Lighting, Full Sized Whirlpool Washer and Dryer, Rainbird Irrigation & Attic Ladder Access. Perfectly placed in the prime corner of Wesley Chapel’s Meadow Pointe Blvd and SR 54, this home offers living in a VIBRANT community, known for its convenient location and modern amenities to include: Clubhouse, 2 Pools, Fitness Center, Playground and Pavilion, Multi-Purpose Field, Dog Park, Basketball Court, Tennis and Pickleball Courts. Close to major highways like I-75 and I-275, making commutes easy and providing quick access to downtown Tampa. Residents enjoy a VARIETY of shopping, dining, and entertainment options with nearby destinations such as Wiregrass Mall, The Grove, KRATE at the Grove and Tampa Premium Outlets.
Source: STELLAR #TB8377302
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8377302
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.