4724 Sable Ridge Ct, Leesburg, FL 34748
3 beds · 3 baths · 3,221 sqft
One or more photo(s) has been virtually staged. NEW ROOF 11/2024. Custom Hydrangea with over 3200 Square Feet. This home offers 2 Owners Suites, Guest Room with access to the guest bathroom and a den/office/craft room. Lots of space to entertain in this home with the open floor plan. Enjoy your private paradise with views of the 12th hole on Cranes Roost Golf Course. The kitchen has ample cabinet and counter space for your inner chef to create all your special meals. Space for eating and open to the family room. The split floor plan is great for company. 17 X 11 formal dining area with 12 foot ceilings is great for the whole family and friends when visiting. The main owners suite offers both a walk in shower and walk in tub. Huge walk in closet for all extra items. Owners suite also offers access to your private pool area. Laundry Room is located inside with extra storage. Two HVAC's and two Hot Waters tanks. The pool has a new pool pump. The front entrance is screen enclosed to give you and extra area to enjoy the outside. Plenty of parking for guest. This home is perfect for you and your guest without crowding your space. Plantation offers 2 golf courses, 3 swimming pools, restaurant, lounge with entertainment on the screened in back porch, walking trails, workout rooms, billiards, softball, pickle ball, gated entrances, 3 club houses, library and many activities. Low HOA. Plantation offers so much for you to do without the extra fees. All our amenities are included with your HOA fee except golf (join for a low fee or play when you want to) Storage is available for a small fee. Quick settlement. Room Feature: Linen Closet In Bath (Primary Bedroom).
Source: STELLAR #g5077562
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5077562
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5077562
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