4719 HEMINGWAY HOUSE ST, Kissimmee, FL 34746
Price Reduced. Seller is motivated. This charming town house is located in Fiesta Key Community in Kissimmee, FL. This property presents a unique and compelling opportunity for those dreaming of an idyllic lifestyle near the heart of Florida’s world-renowned entertainment hubs. This beautifully maintained corner lot townhome boasts an expansive layout featuring 4 bedrooms including 2 master suites, and 3.5 bathrooms, making it an ideal space for both families and entertainers alike. The kitchen has been thoughtfully upgraded to cater to the needs of culinary enthusiasts and hosts. It features an additional 9 solid wood cabinets and sleek granite countertops that not only enhance the aesthetic but also provide ample storage space. The wet bar located between the kitchen and dining area further enriches the home’s entertainment capabilities, ensuring that hosting gatherings is both stylish and seamless. All kitchen appliances are brand new, complemented by modern lighting fixtures that create a warm and inviting ambiance. Each bathroom in the house has been tastefully upgraded, adding a touch of luxury and modernity. The installation of a brand new, energy-efficient air conditioning system in 2023 ensures year-round comfort while optimizing utility expenses. The master suite on the second floor is a true retreat, featuring a jointer setup and a private balcony that overlooks the scenic surroundings—perfect for quiet mornings or relaxing evenings. This beautiful townhome is strategically situated just minutes away from Disney Parks and Resorts, and within easy driving distance to Sea World and Universal Studios, the location of this home offers unparalleled access to endless fun and entertainment. Whether you’re looking for a magical place to raise a family, a superb vacation home, or a lucrative rental property, 4719 Hemingway House is perfectly positioned to fulfill a variety of dreams.
You may be able to put down less than the total down payment amount of $180,481 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6202471
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.