4719 Hemingway House St, Kissimmee, FL 34746
4 beds · 4 baths · 1,642 sqft
Price Reduced. Seller is motivated. This charming town house is located in Fiesta Key Community in Kissimmee, FL. This property presents a unique and compelling opportunity for those dreaming of an idyllic lifestyle near the heart of Florida’s world-renowned entertainment hubs. This beautifully maintained corner lot townhome boasts an expansive layout featuring 4 bedrooms including 2 master suites, and 3.5 bathrooms, making it an ideal space for both families and entertainers alike. The kitchen has been thoughtfully upgraded to cater to the needs of culinary enthusiasts and hosts. It features an additional 9 solid wood cabinets and sleek granite countertops that not only enhance the aesthetic but also provide ample storage space. The wet bar located between the kitchen and dining area further enriches the home’s entertainment capabilities, ensuring that hosting gatherings is both stylish and seamless. All kitchen appliances are brand new, complemented by modern lighting fixtures that create a warm and inviting ambiance. Each bathroom in the house has been tastefully upgraded, adding a touch of luxury and modernity. The installation of a brand new, energy-efficient air conditioning system in 2023 ensures year-round comfort while optimizing utility expenses. The master suite on the second floor is a true retreat, featuring a jointer setup and a private balcony that overlooks the scenic surroundings—perfect for quiet mornings or relaxing evenings. This beautiful townhome is strategically situated just minutes away from Disney Parks and Resorts, and within easy driving distance to Sea World and Universal Studios, the location of this home offers unparalleled access to endless fun and entertainment. Whether you’re looking for a magical place to raise a family, a superb vacation home, or a lucrative rental property, 4719 Hemingway House is perfectly positioned to fulfill a variety of dreams.
Source: STELLAR #o6202471
Source: STELLAR #o6202471
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6202471
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.